Tips to protect your credit and avoid identify theft - MSN Moneyhttp://money.msn.com/Find the latest tips and advice to help you avoid identity theft and protect against credit card fraud. Let MSN Money explain how to secure your credit ratings.2011 Microsoften-us60credit rating, identity theft5 ways to protect your money from hackersYou can't completely defend your finances from fraud. But you can make yourself much, much safer by taking a few essential steps. Wed, 20 Aug 2014 15:45:00 GMThttp://money.msn.com/identity-theft/5-ways-to-protect-your-money-from-hackersidentity-theft/http://money.msn.com/identity-theft/5-ways-to-protect-your-money-from-hackersJean Chatzky, FortuneHow to dispute credit report errorsA step-by-step guide for getting credit bureaus to correct mistakes on your report.Wed, 13 Aug 2014 14:00:00 GMThttp://money.msn.com/credit-rating/how-to-dispute-credit-report-errorscredit-rating/http://money.msn.com/credit-rating/how-to-dispute-credit-report-errorsJenna Lee, U.S. News & World ReportStudy: Data breaches pose a greater riskOdds rise to 1 in 3 that stolen info will be used by thieves.Mon, 11 Aug 2014 15:15:00 GMThttp://money.msn.com/identity-theft/study-data-breaches-pose-a-greater-riskidentity-theft/http://money.msn.com/identity-theft/study-data-breaches-pose-a-greater-riskSusan Ladika, CreditCards.comData breach protection: 10 stepsWorried your credit card information has been hacked? Follow these tips.Fri, 08 Aug 2014 14:45:00 GMThttp://money.msn.com/identity-theft/data-breach-protection-10-stepsidentity-theft/http://money.msn.com/identity-theft/data-breach-protection-10-stepsMartin Merzer, CreditCards.com 5 ways to ruin a perfect credit scoreThere's more to maintaining your credit than making payments on time. Thu, 01 May 2014 15:30:00 GMThttp://money.msn.com/credit-rating/5-ways-to-ruin-a-perfect-credit-scorecredit-rating/http://money.msn.com/credit-rating/5-ways-to-ruin-a-perfect-credit-scoreBeth Braverman, The Fiscal Times3 steps to improving your credit healthTreat yourself to a credit makeover with these easy moves.Wed, 30 Apr 2014 15:30:00 GMThttp://money.msn.com/credit-rating/3-steps-to-improving-your-credit-healthcredit-rating/http://money.msn.com/credit-rating/3-steps-to-improving-your-credit-healthBethy Hardeman, U.S. News & World Report7 credit myths that don't really hurt your scoresThere are enough potential trouble spots for your credit's health without worrying about these myths.Wed, 23 Apr 2014 15:00:00 GMThttp://money.msn.com/credit-rating/7-credit-myths-that-dont-really-hurt-your-scorescredit-rating/http://money.msn.com/credit-rating/7-credit-myths-that-dont-really-hurt-your-scoresCasey Bond, GoBankingRates.comThe 3 most common credit report errorsWhen scouring your credit report, pay attention to your address and credit limit information. And don't gloss over details like your name. Mon, 07 Apr 2014 14:45:00 GMThttp://money.msn.com/credit-rating/the-3-most-common-credit-report-errorscredit-rating/http://money.msn.com/credit-rating/the-3-most-common-credit-report-errorsBethy Hardeman, U.S. News & World Report3 things to remember when your credit improvesIt's such a relief when you dig yourself out of a financial hole. Here's how to avoid falling back in.Tue, 18 Mar 2014 15:00:00 GMThttp://money.msn.com/credit-rating/3-things-to-remember-when-your-credit-improvescredit-rating/http://money.msn.com/credit-rating/3-things-to-remember-when-your-credit-improvesJustin Boyle, Money Blue BookThe wrong ways to boost your credit scoresDon't know much about credit reports and scores? Here's a primer on separating the good information on credit from the bad.Wed, 12 Mar 2014 15:45:00 GMThttp://money.msn.com/credit-rating/the-wrong-ways-to-boost-your-credit-scorescredit-rating/http://money.msn.com/credit-rating/the-wrong-ways-to-boost-your-credit-scoresChristine DiGangi, Credit.comBad credit? These cards can helpIf your credit scores are circling the drain, one of these credit cards could help you get back on track. Mon, 10 Mar 2014 15:45:00 GMThttp://money.msn.com/credit-rating/bad-credit-these-cards-can-helpcredit-rating/http://money.msn.com/credit-rating/bad-credit-these-cards-can-helpPeter Andrew, IndexCreditCards.com6 reasons you should know your credit scoresYour credit health is important to your financial well-being, but not everyone keeps track of their scores. Here's why you should.Wed, 05 Mar 2014 15:45:00 GMThttp://money.msn.com/credit-rating/6-reasons-you-should-know-your-credit-scorescredit-rating/http://money.msn.com/credit-rating/6-reasons-you-should-know-your-credit-scoresJennifer Calonia, GoBankingRates.comHow to save and build credit at the same timeDoes it sound impossible? It isn't -- in fact, saving and good credit go together like ice cream and cake.Fri, 28 Feb 2014 15:45:00 GMThttp://money.msn.com/credit-rating/how-to-save-and-build-credit-at-the-same-timecredit-rating/http://money.msn.com/credit-rating/how-to-save-and-build-credit-at-the-same-timeChristine DiGangi, Credit.comHow lenders use your secret credit scoreMore lenders are using big data to judge if they should extend credit to you.Fri, 21 Feb 2014 15:45:00 GMThttp://money.msn.com/credit-rating/how-lenders-use-your-secret-credit-scorecredit-rating/http://money.msn.com/credit-rating/how-lenders-use-your-secret-credit-scoreHal Bundrick, U.S. News & World ReportDo rich people have better credit than you?Not necessarily. Having lots of money and having good money management don't always go hand-in-hand. Tue, 18 Feb 2014 16:30:00 GMThttp://money.msn.com/credit-rating/do-rich-people-have-better-credit-than-youcredit-rating/http://money.msn.com/credit-rating/do-rich-people-have-better-credit-than-youChristine DiGangi, Credit.comUse Twitter to boost your credit-worthinessIt's not just your coworkers, buddies and Mom's friend Louise following you on social media. Lenders are scrutinizing your Facebook and Twitter output, too.Mon, 17 Feb 2014 16:45:00 GMThttp://money.msn.com/credit-rating/use-twitter-to-boost-your-credit-worthinesscredit-rating/http://money.msn.com/credit-rating/use-twitter-to-boost-your-credit-worthinessJuliette Fairley, MainStreetWhy is the FICO score such a big deal?It sounds like a character in a Disney movie, but FICO has no magical powers. But if your score is good, you can live happily ever after.Tue, 11 Feb 2014 16:15:00 GMThttp://money.msn.com/credit-rating/why-is-the-fico-score-such-a-big-dealcredit-rating/http://money.msn.com/credit-rating/why-is-the-fico-score-such-a-big-dealJanna Herron, Bankrate.comHow to read your credit reportsDo you ignore your credit reports because you're not really sure what they say? Here's how to cut through the confusion.Thu, 06 Feb 2014 17:45:00 GMThttp://money.msn.com/credit-rating/how-to-read-your-credit-reportscredit-rating/http://money.msn.com/credit-rating/how-to-read-your-credit-reportsGerri Detweiler, Credit.com9 ways to raise your credit scoresFor something that few people track regularly, credit scores resonate throughout your financial life. Here's how to give them a boost.Wed, 05 Feb 2014 16:15:00 GMThttp://money.msn.com/credit-rating/9-ways-to-raise-your-credit-scorescredit-rating/http://money.msn.com/credit-rating/9-ways-to-raise-your-credit-scoresJennifer Calonia, GoBankingRates.comThe hidden costs of bad creditYour credit rating impacts many aspects of your everyday life. Here's how.Mon, 03 Feb 2014 17:00:00 GMThttp://money.msn.com/credit-rating/the-hidden-costs-of-bad-creditcredit-rating/http://money.msn.com/credit-rating/the-hidden-costs-of-bad-creditNicholas Pell, MainStreet5 credit tips for college studentsThere's a lot to do when you go off to college, and managing credit is usually far down the to-do list. It's important to learn how to use credit cards, though.Mon, 27 Jan 2014 16:00:00 GMThttp://money.msn.com/credit-rating/5-credit-tips-for-college-studentscredit-rating/http://money.msn.com/credit-rating/5-credit-tips-for-college-studentsA.J. Smith, Credit.com10 things consumers don't understand about credit scoresCredit card experts debunk common misconceptions about credit scores.Mon, 16 Dec 2013 16:00:00 GMThttp://money.msn.com/credit-rating/10-things-consumers-dont-understand-about-credit-scorescredit-rating/http://money.msn.com/credit-rating/10-things-consumers-dont-understand-about-credit-scoresStephanie Steinberg, U.S. News & World ReportHow unpaid medical bills damage your creditDo what you can to make sure your medical debt does not go to collections, as it can lay waste to your scores.Thu, 12 Dec 2013 23:15:00 GMThttp://money.msn.com/credit-rating/how-unpaid-medical-bills-damage-your-creditcredit-rating/http://money.msn.com/credit-rating/how-unpaid-medical-bills-damage-your-creditJanna Herron, Bankrate.comHow joint accounts ruin your creditSharing a joint account for your checking or credit card can hurt your credit if you run into one of these common problems.Mon, 09 Dec 2013 22:15:00 GMThttp://money.msn.com/credit-rating/how-joint-accounts-ruin-your-creditcredit-rating/http://money.msn.com/credit-rating/how-joint-accounts-ruin-your-creditGerri Detweiler, Credit.comUse technology to build your creditCommon sense dictates that you need to keep a close eye on your finances, but often life gets in the way. Technology can help.Fri, 22 Nov 2013 15:45:00 GMThttp://money.msn.com/credit-rating/use-technology-to-build-your-creditcredit-rating/http://money.msn.com/credit-rating/use-technology-to-build-your-creditJeanne Kelly, Credit.comWhen should you request a credit increase?A boost to your credit limit might be the thing you need to give your finances a shot in the arm. Proceed with caution, though.Thu, 21 Nov 2013 16:45:00 GMThttp://money.msn.com/credit-rating/when-should-you-request-a-credit-increasecredit-rating/http://money.msn.com/credit-rating/when-should-you-request-a-credit-increaseChristine DiGangi, Credit.comWill FlexScore replace credit scores?A new scoring system created by two financial advisers aims to upend the way we evaluate our financial health.Thu, 14 Nov 2013 23:30:00 GMThttp://money.msn.com/credit-rating/will-flexscore-replace-credit-scorescredit-rating/http://money.msn.com/credit-rating/will-flexscore-replace-credit-scoresKimberly Palmer, U.S. News & World ReportWhen employers eyeball your credit scoreIt doesn't matter if you don't think your credit scores are your prospective boss's business -- they often check them to make sure potential hires aren't in financial trouble. Here's what you should know.Mon, 04 Nov 2013 16:15:00 GMThttp://money.msn.com/credit-rating/when-employers-eyeball-your-credit-scorecredit-rating/http://money.msn.com/credit-rating/when-employers-eyeball-your-credit-scoreAdam Levin, Credit.comHow much does your credit score cost you?These numbers don't lie: A poor credit score can have a huge impact on your finances, costing you thousands of dollars over the years.Thu, 10 Oct 2013 18:15:00 GMThttp://money.msn.com/credit-rating/how-much-does-your-credit-score-cost-youcredit-rating/http://money.msn.com/credit-rating/how-much-does-your-credit-score-cost-youGerri Detweiler, Credit.comShould you increase your credit limit?Make sure you need a higher credit limit before you ask for one. Sometimes an increase can hurt your credit scores -- but not always.Wed, 09 Oct 2013 15:15:00 GMThttp://money.msn.com/credit-rating/should-you-increase-your-credit-limitcredit-rating/http://money.msn.com/credit-rating/should-you-increase-your-credit-limitJennifer Goforth Gregory, CardRatings.comThe credit report you haven't seenAlternative credit data such as your rental history or utility payments can help fill out an otherwise thin or shaky credit profile. Mon, 30 Sep 2013 18:15:00 GMThttp://money.msn.com/credit-rating/the-credit-report-you-havent-seencredit-rating/http://money.msn.com/credit-rating/the-credit-report-you-havent-seenGerri Detweiler, Credit.comHow to improve your credit scoreThese simple steps will help you stay on top of your credit rating and qualify for the best possible rates.Fri, 27 Sep 2013 18:00:00 GMThttp://money.msn.com/credit-rating/how-to-improve-your-credit-score-1credit-rating/http://money.msn.com/credit-rating/how-to-improve-your-credit-score-1Liz WestonWhen divorce ruins your creditIt may be difficult, but you need to think about your finances when your marriage ends. Protect yourself from more unexpected surprises.Wed, 18 Sep 2013 17:45:00 GMThttp://money.msn.com/credit-rating/when-divorce-ruins-your-creditcredit-rating/http://money.msn.com/credit-rating/when-divorce-ruins-your-creditCredit.comHow important are your credit scores?They can seem like an arcane, abstract number, but your credit scores dictate your financial life. Wed, 11 Sep 2013 15:00:00 GMThttp://money.msn.com/credit-rating/how-important-are-your-credit-scorescredit-rating/http://money.msn.com/credit-rating/how-important-are-your-credit-scoresGerri Detweiler, Credit.com5 lessons from free credit score noticesIf you're turned down for a loan, lenders have to tell you what they saw in your credit history that led to the decision. Here's what you need to know about your scores.Tue, 10 Sep 2013 16:15:00 GMThttp://money.msn.com/credit-rating/5-lessons-from-free-credit-score-noticescredit-rating/http://money.msn.com/credit-rating/5-lessons-from-free-credit-score-noticesJanna Herron, Bankrate.comDon't let debt collectors ruin your creditIgnoring your debts is a bad idea. If you have collection accounts, here's how to keep collectors at bay.Wed, 31 Jul 2013 19:15:00 GMThttp://money.msn.com/credit-rating/dont-let-debt-collectors-ruin-your-creditcredit-rating/http://money.msn.com/credit-rating/dont-let-debt-collectors-ruin-your-creditGerri Detweiler, Credit.comThe biggest credit mistake you can makeBut if you have to take this drastic step, here are 3 ways to do it without hurting your finances.Mon, 15 Jul 2013 16:15:00 GMThttp://money.msn.com/credit-rating/the-biggest-credit-mistake-you-can-makecredit-rating/http://money.msn.com/credit-rating/the-biggest-credit-mistake-you-can-makeAdam Levin, Credit.comAnswers to common credit questionsCredit impacts our finances in many ways, some of which we don’t readily understand. Here is an 11-part primer on credit scores, debt, bankruptcy and other factors.Mon, 01 Jul 2013 19:15:00 GMThttp://money.msn.com/credit-rating/answers-to-common-credit-questionscredit-rating/http://money.msn.com/credit-rating/answers-to-common-credit-questionsGerri Detweiler, Credit.com3 jobs where good credit countsPoor credit can follow you into a job interview, and these 3 jobs in particular demand that your finances be in order.Mon, 24 Jun 2013 13:45:00 GMThttp://money.msn.com/credit-rating/3-jobs-where-good-credit-countscredit-rating/http://money.msn.com/credit-rating/3-jobs-where-good-credit-countsJill Krasny, Credit.comShould you monitor credit scores?In exchange for a monthly fee, you can keep tabs on your credit scores and be on the lookout for fraud. Some consumer advocates say it's a bad idea, though. Fri, 21 Jun 2013 18:30:00 GMThttp://money.msn.com/credit-rating/should-you-monitor-credit-scorescredit-rating/http://money.msn.com/credit-rating/should-you-monitor-credit-scoresJill Krasny, CardRatings.com6 credit questions you should knowIt’s easy to overlook the importance of your credit history and scores. But it's dangerous to ignore them. Here are 6 essentials to keep in mind.Fri, 14 Jun 2013 19:45:00 GMThttp://money.msn.com/credit-rating/6-credit-questions-you-should-knowcredit-rating/http://money.msn.com/credit-rating/6-credit-questions-you-should-knowDawn Papandrea, CreditCards.comEscaping debt can hurt your creditDebt relief solutions like credit counseling or bankruptcy will sting your credit score at first, but you may be surprised at how quickly it recovers.Thu, 06 Jun 2013 18:15:00 GMThttp://money.msn.com/credit-rating/escaping-debt-can-hurt-your-creditcredit-rating/http://money.msn.com/credit-rating/escaping-debt-can-hurt-your-creditMichael Bovee, Credit.com10 ways your credit can betray youWhen it comes to your credit score, it sometimes seems as if no good deed goes unpunished. Mon, 03 Jun 2013 22:45:00 GMThttp://money.msn.com/credit-rating/10-ways-your-credit-can-betray-youcredit-rating/http://money.msn.com/credit-rating/10-ways-your-credit-can-betray-youBarry Paperno, Credit.comDamaged credit: Can you sue? Courts are recognizing that good credit is a valuable asset.Wed, 15 May 2013 00:15:00 GMThttp://money.msn.com/credit-rating/damaged-credit-can-you-suecredit-rating/http://money.msn.com/credit-rating/damaged-credit-can-you-sueMinda Zetlin, CreditCards.com11 tips to rebuild your creditIf your credit rating isn't as robust as you'd like it to be, bring it along with these steps.Wed, 01 May 2013 20:15:00 GMThttp://money.msn.com/credit-rating/11-tips-to-rebuild-your-creditcredit-rating/http://money.msn.com/credit-rating/11-tips-to-rebuild-your-creditGerri Detweiler, Credit.comDon't fall for these 7 credit mythsOffers to repair your credit problems can be a rip-off. Here are some tips on what is and isn't possible when it comes to your score.Fri, 26 Apr 2013 17:45:00 GMThttp://money.msn.com/credit-rating/dont-fall-for-these-7-credit-mythscredit-rating/http://money.msn.com/credit-rating/dont-fall-for-these-7-credit-mythsLiz Weston, MSN MoneyThe debt collector who wanted $8.97Debt collection is a big business, and companies are looking for any advantage they can get. Even if you owe just a few dollars, pay up. Fri, 26 Apr 2013 17:00:00 GMThttp://money.msn.com/credit-rating/the-debt-collector-who-wanted-dollar897credit-rating/http://money.msn.com/credit-rating/the-debt-collector-who-wanted-dollar897Deanna Templeton, Credit.comHow vacations can sink your creditDon't leave your financial discipline at home before you hit the beach or the amusement park this summer. Wed, 17 Apr 2013 16:15:00 GMThttp://money.msn.com/credit-rating/how-vacations-can-sink-your-creditcredit-rating/http://money.msn.com/credit-rating/how-vacations-can-sink-your-creditJeanne Kelly, Credit.comStolen refund? What to doMaking some key moves early can lead to a quicker resolution.Tue, 16 Apr 2013 17:45:00 GMThttp://money.msn.com/credit-rating/stolen-refund-what-to-docredit-rating/http://money.msn.com/credit-rating/stolen-refund-what-to-doJonnelle Marte, MarketWatchIRS tracks your digital footprintThe IRS has quietly upgraded its technology so tax collectors can track virtually everything people do online.Wed, 10 Apr 2013 16:15:00 GMThttp://money.msn.com/credit-rating/irs-tracks-your-digital-footprintcredit-rating/http://money.msn.com/credit-rating/irs-tracks-your-digital-footprintRichard Satran, U.S. News & World Report Where you live can affect credit useWhere you live can make a big difference in how you use -- or misuse -- credit, but it's more complicated than just your address. Tue, 09 Apr 2013 17:15:00 GMThttp://money.msn.com/credit-rating/where-you-live-can-affect-credit-usecredit-rating/http://money.msn.com/credit-rating/where-you-live-can-affect-credit-useMinda Zetlin, CreditCards.com5 things that affect your creditIt’s not enough to simply know your credit score. You also need to be aware of the factors that are used to generate it.Wed, 03 Apr 2013 16:45:00 GMThttp://money.msn.com/credit-rating/5-things-that-affect-your-creditcredit-rating/http://money.msn.com/credit-rating/5-things-that-affect-your-creditDeanna Templeton, Credit.comNew credit score could change livesVantageScore 3.0 has some advantages for consumers. But it has yet to make big headway with lenders, who generally rely on more-established systems.Wed, 27 Mar 2013 18:30:00 GMThttp://money.msn.com/credit-rating/new-credit-score-could-change-livescredit-rating/http://money.msn.com/credit-rating/new-credit-score-could-change-livesLiz Weston, MSN MoneyA leaky faucet can drown your creditCredit agencies are increasingly interested in your complete financial profile, even utility payments. So a late phone bill could also impact your mortgage rate. Mon, 25 Mar 2013 14:00:00 GMThttp://money.msn.com/credit-rating/a-leaky-faucet-can-drown-your-creditcredit-rating/http://money.msn.com/credit-rating/a-leaky-faucet-can-drown-your-creditJeanne Kelly, Credit.comWhat's not in your report may hurtPositive information can really boost your credit scores, but it may not always be included. Here's what you can do to ensure a balanced view of your history.Thu, 21 Mar 2013 15:45:00 GMThttp://money.msn.com/credit-rating/whats-not-in-your-report-may-hurtcredit-rating/http://money.msn.com/credit-rating/whats-not-in-your-report-may-hurtGerri Detweiler, Credit.comDon't let your ex trash your creditDivorce can play havoc with your finances. Here are some tips on disentangling and moving forward.Wed, 20 Mar 2013 16:15:00 GMThttp://money.msn.com/credit-rating/dont-let-your-ex-trash-your-creditcredit-rating/http://money.msn.com/credit-rating/dont-let-your-ex-trash-your-creditLiz Weston, MSN MoneyWhen medical bills hurt your creditYou may not know about health care bills sent to collections, but they can really hit your credit scores. Here's how to fight back.Mon, 18 Mar 2013 14:15:00 GMThttp://money.msn.com/credit-rating/when-medical-bills-hurt-your-creditcredit-rating/http://money.msn.com/credit-rating/when-medical-bills-hurt-your-creditGerri Detweiler, Credit.com6 key items in your credit reportRemembering to pull the report is only part of the job; here's where to find the indicators that could suggest identity theft or hurt your scores.Tue, 12 Mar 2013 17:45:00 GMThttp://money.msn.com/credit-rating/6-key-items-in-your-credit-reportcredit-rating/http://money.msn.com/credit-rating/6-key-items-in-your-credit-reportDana Dratch, Bankrate.comHow to build credit from scratchWhether you're building or rebuilding, the steps you take to construct solid scores are the same. Here are 6 steps to establish good credit.Wed, 06 Mar 2013 15:30:00 GMThttp://money.msn.com/credit-rating/how-to-build-credit-from-scratchcredit-rating/http://money.msn.com/credit-rating/how-to-build-credit-from-scratchGerri Detweiler, Credit.comDoes rent-to-own ever make sense?A consumer who chose to rent in order to boost her credit score weighs in on whether this strategy is worthwhile.Fri, 01 Mar 2013 19:00:00 GMThttp://money.msn.com/credit-rating/does-rent-to-own-ever-make-sense-1credit-rating/http://money.msn.com/credit-rating/does-rent-to-own-ever-make-sense-1Christopher Maag, Credit.comWill credit scores become obsolete?Card issuers are turning to a wide range of nontraditional factors to evaluate consumers' creditworthiness.Mon, 25 Feb 2013 18:30:00 GMThttp://money.msn.com/credit-rating/will-credit-scores-become-obsoletecredit-rating/http://money.msn.com/credit-rating/will-credit-scores-become-obsoleteKelly Dilworth, CreditCards.com5 fixes credit bureaus need to makeRecent studies reveal that errors on credit reports affect millions of us, shining a light on the murky process for fixing those mistakes.Fri, 22 Feb 2013 19:30:00 GMThttp://money.msn.com/credit-rating/5-fixes-credit-bureaus-need-to-makecredit-rating/http://money.msn.com/credit-rating/5-fixes-credit-bureaus-need-to-makeLiz Weston, MSN MoneyHow to erase judgments on credit reportsA judgment on your credit reports can cause a double ding to your scores. If the debt's been paid or isn't yours, there are ways to have it removed.Thu, 21 Feb 2013 14:15:00 GMThttp://money.msn.com/credit-rating/how-to-erase-judgments-on-credit-reportscredit-rating/http://money.msn.com/credit-rating/how-to-erase-judgments-on-credit-reportsChristopher Maag, Credit.com5 fast fixes for your credit scoreIf you're looking for a quick bump higher, these strategies may be useful in nudging that all-important number higher.Fri, 15 Feb 2013 15:45:00 GMThttp://money.msn.com/credit-rating/5-fast-fixes-for-your-credit-scorecredit-rating/http://money.msn.com/credit-rating/5-fast-fixes-for-your-credit-scoreMichele Lerner, HSH.comWhy short sales trash your creditEven when you try to do the right thing by avoiding foreclosure, the credit agencies are unlikely to notice.Wed, 19 Dec 2012 17:45:00 GMThttp://money.msn.com/credit-rating/why-short-sales-trash-your-creditcredit-rating/http://money.msn.com/credit-rating/why-short-sales-trash-your-creditLiz Weston, MSN Money10 worst government data breachesState and local governments, school systems and the military all showed vulnerability to accidentally exposing personal data in 2012.Mon, 10 Dec 2012 16:30:00 GMThttp://money.msn.com/identity-theft/10-worst-government-data-breachesidentity-theft/http://money.msn.com/identity-theft/10-worst-government-data-breachesOndrej Krehel, Credit.com10 ways to avoid holiday hackingThe bad guys are out in force this time of year. Know the risks -- and how to protect yourself against online fraud and ID theft.Mon, 26 Nov 2012 18:15:00 GMThttp://money.msn.com/identity-theft/10-ways-to-avoid-holiday-hackingidentity-theft/http://money.msn.com/identity-theft/10-ways-to-avoid-holiday-hackingCameron Huddleston, Kiplinger’s Personal Finance magazineShould you pay to be erased?Like it or not, companies track your personal data and post it online. It may be futile, but you can try to scrub out some of that information. Fri, 28 Sep 2012 15:06:07 GMThttp://money.msn.com/identity-theft/should-you-pay-to-be-erasedidentity-theft/http://money.msn.com/identity-theft/should-you-pay-to-be-erasedLiz Weston, MSN MoneyPerfection: The highest credit scoreYour credit score touches nearly every aspect of your financial life. Is it worth it to get the highest score possible?Mon, 20 Aug 2012 14:15:00 GMThttp://money.msn.com/credit-rating/perfection-the-highest-credit-scorecredit-rating/http://money.msn.com/credit-rating/perfection-the-highest-credit-scoreDeanna Templeton, Credit.comDoes your card impact your rating?Credit cards, retail cards and charge cards can influence your credit score in different ways.Mon, 20 Aug 2012 14:15:00 GMThttp://money.msn.com/credit-rating/does-your-card-impact-your-ratingcredit-rating/http://money.msn.com/credit-rating/does-your-card-impact-your-ratingBarry Paperno, Credit.com