Microsoft® Money Online Services Policy for Money Essentials

Microsoft Money Essentials includes up to one (1) year of Online Services. You will be able to use the Online Services in Microsoft Money Essentials for a period of one (1) year from activation of the product or until September 1, 2008, whichever is earlier. After expiration, if you elect not to upgrade to the then-current version of Microsoft Money after the Online Services period ends, you will not be able to automatically update your accounts and investment values in Microsoft Money Essentials. You will still be able to view and edit your financial data in Microsoft Money Essentials and to manually update your accounts and investment values. Please read below for more details.

NOTE: Online Services are features of Microsoft Money Essentials that give you the ability to perform certain Online financial tasks through the Microsoft Money Essentials client software. Your ability to perform certain Online Services (such as Online banking) may require that you obtain these services separately from your financial institution, with or without a fee. Microsoft reserves the right to modify or discontinue these Online Services at any time, without notice.

Online Services simplify managing your finances by allowing you to more easily accomplish key tasks within Microsoft Money Essentials. Online Services in Microsoft Money Essentials allow you to connect with financial institutions and make updating your financial data more automated and efficient.

For users that utilize Online Services, there will be notifications within Microsoft Money Essentials in advance of the date when Online Services expire. To continue using Online Services in Microsoft Money after expiration, you can upgrade to the then-current version of Microsoft Money to take advantage of the new and improved features of the most current version.

Online Services generally include the following functionality within Microsoft Money Essentials:

Financial Account Management

• Importing transaction, balance, and statement information for banking, credit card, investment, and 401(k) accounts*.
• Importing transaction, balance, and statement information directly from your financial institution.
• Background banking.

*QIF file import (as backup files) will continue to be available.

Online Bill Payment & Funds Transfer

• Creating, changing, and canceling new, scheduled or recurring payments or transfer of funds between financial institutions, and viewing the status of these payments and transfers.

Investment Tracking

• Downloading updated currency exchange rates and updated prices for stocks, mutual funds, bonds, and other securities.

Synchronization with MSN® Money

• Synchronizing financial data between Microsoft Money Essentials and MSN Money and viewing synchronized data.

Miscellaneous

• Sending new messages to or receiving new messages from your financial institution from within Microsoft Money Essentials.

If you have questions about the Microsoft Money Essentials Online Services Policy or about how expiration of the ability to use Online Services may affect your use of Microsoft Money Essentials, please contact Microsoft Product Support Services at http://support.microsoft.com/mny.