10 crazy summer driving hazards

Do you have the right kind of coverage for these potential road-trip pitfalls?

 of 12
 of 12

VIDEO ON MSN MONEY

29Comments
Jun 23, 2014 6:04PM
avatar
Two items involved towed vehicles. Always put a padlock on your trailer hitch to defeat the popular prank of disconnecting a hitch while the driver is away.
Jun 23, 2014 6:18PM
avatar
I have AAA. I've had to use it a few times over the years, and I've had no issues with them so far. (Longest I ever had to wait on them was about an hour or so.) My only concern is that you only get 4 free service calls per year. After that, you have to pay for the gas, tow, battery jump, or whatever. So, I only call them when absolutely necessary. And, unless you're physically/medically unable to take care of it yourself, a simple flat tire is no reason to call AAA. My husband and I had the tread fall completely off one of our tires last fall. We were on a country highway a good ways away from any town. If we would have called AAA, it would have taken them forever to get to us. We just changed the tire ourselves and were back on the road in about 20 minutes.
Jun 23, 2014 5:24PM
avatar
"Your car is hit by kids playing ball in their yard"
Not on my insurance. My rates are not going up to poor parenting skills!
Jun 23, 2014 8:27PM
avatar
I was expecting an article on preventive measures to take to avoid problems on the road not another crappy insurance commercial.
Jun 23, 2014 5:40PM
avatar
The last two times I called for Roadside Assistance, once from my insurer and the other from my AAA membership, both automated tellers informed me that a tow driver would be with me within 2 to 24 hours!  On both occasions it took about 3 1/2 hours.  I wasn't in the Okefenokee swamp, either.  Once I was on the side of a state highway, the other was in a mall parking lot.  I re-configured my roadside emergency contact numbers after the second time.

Jun 23, 2014 9:37PM
avatar
If stuck in the sand, lower air pressure in tires to about half tire recommendation. Vehicle should come out of sand. British amphibious landing craft had to lower tire pressure to move quickly through the sand and than up the pressure on solid ground in WW2.
Jun 8, 2014 9:57PM
avatar
Most of these things would happened anytime around the year, except more people carrying their fxcking boats with their cars.
Jun 23, 2014 5:26PM
avatar

Your windshield gets chipped when a rock flies up from the dirt road leading to the campground...
Slow down.
Jun 23, 2014 5:25PM
avatar
Your windshield shatters after a mower kicks up a rock.
Your fault, own up.
Jun 23, 2014 9:33PM
avatar
What they didn't mention is a claim for repair of damage will ALWAYS be
followed by a increase in insurance rates that will most likely exceed
the cost of the repair. bastards !
Jun 23, 2014 5:16PM
avatar
Only problem is that road side assistance takes 3-5 hours for help!
Jun 23, 2014 7:50PM
avatar
Another shameless attempt to scare the gullible public into buying something they probably don't need  and  can't afford.      
Jun 23, 2014 9:23PM
avatar

If you have 'tread separation' of a tire that damages your vehicle, that is a claim against the tire manufacturer!

 

It happened to me....TWICE...same tire company, same rear quarter panel of my van, 4 years apart!

 

In both cases, the tires had less than 20k miles on them.  Repair damage was about $1,100 each time, plus a new tire.  I did nothing wrong, so why should my insurance premium go up!

Jun 23, 2014 10:18PM
avatar
Got stuck in the sand while visiting the Outer Banks.  Didn't pay attention to the signs and paid the price of looking like a northern fool.  
Jun 23, 2014 5:21PM
avatar
Hit by a car while on your bike lawfully and correctly, Can we say lawsuit?!?!?!
Jun 24, 2014 12:46AM
avatar
  Every one of these should not happen, except for engine problems and that should not even happen if it wasn't for the ignorance at the auto factory!!  The rest are plain stupid and if you have your head  up your a-- then they will happen to you! Im sick and tired of caring insurance and having more laws to deal with because people are stupid! The lord gave you all brains so how about using them!!! And when is are news going to get real and tell the truth!!  This article should of started of with" For all you ignorant stupid people" this is what you should think before you do!!!!  Get real MSN, and be truthful!
Jun 23, 2014 11:19PM
avatar
"Stuck in the sand at the beach" may not be covered by "roadside assistance" if you are not stuck on the side of the road.  
Jul 19, 2014 1:12AM
avatar

i bought a special edition 2ss Camaro Jan.13'.Ok, nice car,insure the hell out of it,right? i thought i did.i've had State Farm ins. on 2 other vehicals and home for 25 yrs.NO claims.i "bought" best coverage available for the car.Plus i paid extra for everything covered thru GM.including road hazzard.Then 2 months in,a tractor trailer threw a rock, nut or bolt or something up and chipped my windshield.miniscule crack at best.i was on my way home to TN. from FL.The crack grew to 8" by the time i got home.State Farm said i had $1000. deductible on all claims including windshields.GM's road hazzard dont cover windshields ,basically only tires.So i paid $600.out of my pocket for the new windshield.All that coverage,and i had to eat the $600 bucks.RIP-OFF!!!

Jun 23, 2014 5:11PM
avatar
How come boats don't have to have Wide Load Signs when pulled by a Pick up but the same boat has to have a Wide Load Marked Truck when on a Semi Trailer.
Report
Please help us to maintain a healthy and vibrant community by reporting any illegal or inappropriate behavior. If you believe a message violates theCode of Conductplease use this form to notify the moderators. They will investigate your report and take appropriate action. If necessary, they report all illegal activity to the proper authorities.
Categories
100 character limit
Are you sure you want to delete this comment?

DATA PROVIDERS

Copyright © 2014 Microsoft. All rights reserved.

Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.

How much to insure that car?

Check out rates for more than 850 vehicles.

Step 1
Location
Step 2
Vehicle make
Vehicle model