VIDEO ON MSN MONEY
Your windshield gets chipped when a rock flies up from the dirt road leading to the campground...
If you have 'tread separation' of a tire that damages your vehicle, that is a claim against the tire manufacturer!
It happened to me....TWICE...same tire company, same rear quarter panel of my van, 4 years apart!
In both cases, the tires had less than 20k miles on them. Repair damage was about $1,100 each time, plus a new tire. I did nothing wrong, so why should my insurance premium go up!
i bought a special edition 2ss Camaro Jan.13'.Ok, nice car,insure the hell out of it,right? i thought i did.i've had State Farm ins. on 2 other vehicals and home for 25 yrs.NO claims.i "bought" best coverage available for the car.Plus i paid extra for everything covered thru GM.including road hazzard.Then 2 months in,a tractor trailer threw a rock, nut or bolt or something up and chipped my windshield.miniscule crack at best.i was on my way home to TN. from FL.The crack grew to 8" by the time i got home.State Farm said i had $1000. deductible on all claims including windshields.GM's road hazzard dont cover windshields ,basically only tires.So i paid $600.out of my pocket for the new windshield.All that coverage,and i had to eat the $600 bucks.RIP-OFF!!!
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