5 tickets that will wreck your insurance

When it comes to your auto insurance rates, some traffic violations hurt more than others.

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Jul 6, 2013 3:00AM
Too many tickets today are automated cameras that catch people because area's set artificially low speed limits to up the revenue. Same for red light cameras set with short yellows. As long as the jurisdiction gets it's $50 they could care less what they do to your insurance rates.
Jul 8, 2013 8:13AM
So would those drivers that go 5 to 10 to sometimes 15 mph under the speed limit (especially on highways!) be ticketed for Reckless driving? Unless there is something wrong with your vehicle (you should have your hazard lights on) and trying to find a place to pull over, there should be no reason to be going under the speed limit, other than bad weather conditions.
If you do not feel comfortable doing the speed limit, or a little above you should not be on the highway!
Jul 8, 2013 11:45AM
I received several speeding tickets in Milwaukee over 10 years and as long as you show up to your court date and plead "no contest" they will change your traffic citation to a non-moving violation so as to not impact your insurance.  They then direct you to the cashier.  It is ONLY about the revenue.  They need you to keep driving!!
Jul 8, 2013 10:59AM
This is easy. Don't drive under the influence of drugs and alcohol. Match your speed to everyone else on the road (if you're passing vehicle after vehicle, chances are...your speeding). If you're approaching a green light, that has been green for a while,  it will soon turn red. Be prepared to slow down and stop. Don't run red lights, don't roll through a stop sign and please, stop texting while you drive. No matter what kind of vehicle you drive, good auto insurance is pricey (in my opinion) why give them a chance, to raise your rates even more?...they will, if you give them a reason too.
Jul 10, 2013 1:06PM
Are we concerned with safety?  If so, the #1 cause of accidents is distracted driving.  #2 is failure to yield right of way.  #3 is following too closely.  (According to the National Highway Traffic Safety Administration)

Speeding is #6.   I'm not suggesting failing to enforce speeding, but how about a strong law enforcement effort to enforce #s 1,2 and 3?  If safety is your concern, I mean.

Jul 8, 2013 3:25PM

too bad none of these apply if you are in the Unites States illegally


just "Head for the Border -tm" and thumb your nose at the traffic cop and insurers

Jul 10, 2013 2:34PM
Yak-yak-yakking  on the phone while driving is driving me up a wall.  Girl on a phone blew through a stop sign the other day in Agawam, MA and we had to swerve to avoid hitting her.  Her response was to wave and mouthed I'm sorry.  I wanted to get her follow her home and tell her parents but of course I didn't because I'd be the one in trouble at that point.  But if we had collided I would request the phone records for the time of the accident.  Get it? Got it? GOOD!
Jul 10, 2013 12:45PM

How is someone driving through Chicago not supposed to speed? The speed limit is 55 MPH and even the police cruise anywhere from 65 to 75 while not pulling over a single driver. Very mixed signals on that one. If they're not going to ticket then raise the speed limit on I-294 to 70, since that's what everyone does anyway. Anyone that does 55 MPH on that route is a traffic hazard.

Jul 8, 2013 10:27AM

Now lets compare these to the most "common" traffic tickets given and you begin to see why these 5

raise your rates the most

Coincidence, I think not........


Jul 10, 2013 1:44PM

This was a story?  Seriously? Guessing that the next big story will be Wading In Water Will Get Your Feet Wet!


Five Foods That Will Make You Gain Weight!

1) Candy

2) Pie

3) Cake

4) Soda

5) Chocolate


You can send my check now please. 

Jul 8, 2013 4:38PM

Almost ALL speeding tickets are frivolous. MOST accidents are NOT caused by speeding, but by other traffic code infractions.


If speeding caused accidents, then there would be more wrecked police patrol cars.


And accident reports - it is time non-law enforcement offices determine causes of traffic accidents, as law enforcement has a direct benefit from having speeding the determined cause.


As evidenced by speeding being determined by law enforcement as the cause of an accident which involved a driver failing to stop at a STOP SIGN, but the driver with the right of way was found to be the cause of the accident  because he was exceeding the posted speed limit...


...and the case where the driver was on CRACK COCAINE went he killed two motorists on the shoulder of the highway due to a fender bender, but law enforcement determined that because he was "driving" at 80 mph in a 65 mph zone, it was the speeding that killed the two motorists.


It was an old police adage, when law enforcement actually patrolled with their PATROL CARS, that someone driving the speed limit was either drunk, carrying contraband, wanted, suspended/revoked, or just did not know how to f----g drive.


How many  times have you driven behind someone doing the speed limit and they fail to use signals, stop at stop signs/red lights, fail to keep right, give way to passing vehicles, etc.., but then there is police officer up the road just sitting there with their radar and the same person just drives past them to continue violating traffic codes and being a safety hazard.


It seems a lot of communities are lowering speed limits without just cause, just because they "think" the speed limit is too high, and setting up future speed traps. This goes for many State DOT offices and the unjustifiable lowering of speed limits - seems like they put their grandmothers were put in charge. 

Jul 10, 2013 1:20PM

people who text and drive are just attention whores!!

they are the type person who THINK that everybody needs to know where their at and what their doing EVERY SECOND OF THE DAY!!

I think what should be done is, screw the ticket for one but rather put them in that prison in Arizona under the watchful eye of Sheriff Joe Arpaio. That will straighten them up real quick!

Jul 10, 2013 12:45PM
I have a relative that is a traffic court judge! He goes nuts when someone comes before him that is guilty of speeding in a school zone!
Jul 8, 2013 12:38PM
Don't get stopped for a traffic violation in Las Vegas. It might affect more than your insurance rates.

Las Vegas, NV (KTNV) -- A Las Vegas patrol officer was arrested for allegedly prompting at least two women to expose their breasts to him during traffic stops.

Jul 5, 2013 6:32PM
Some tickets are valid but many are not.  Texting...give a ticket!!!!  But, give  one to LEO's on the computer while driving too.  Speeding a few over....not worthy of a ticket on good roads in good weather.  Give a ticket only if the violator is going faster than the average LEO would.  Outlaw "professional courtesy."  If an LEO violates the law, give him or her a ticket.  Create a seperate leg of law enforcement to do that so as not to created workplace hostility.  And, the Taliban should never get preferential treatment!  They create the laws.  They should be bound by them!  State and National lawmakers should not even expect specail treatment as a member of the Taliban.
Jul 8, 2013 5:33PM
Duh, raise the speed limit on the highways. Less useless tickets, less tax revenue, less insurance costs.  Make the speed limit match the usual rate of speed.
Jul 8, 2013 11:00AM
In Virginia & maybe elsewhere, "reckless driving" includes speeding @ 80 mph or above.  That rule applies even on the interstate in an area with a 70 mph speed limit.
Jul 8, 2013 11:02AM
The only people how are cops don't get tickets.
Jul 10, 2013 1:42PM
West Virginia Just went "HANDS-FREE" you need both hands on the wheel. If I had a quarter fir the near misses from distracted drivers, I'd be rich. So many people need to give their license up anyway but put a phone in their hand and look out. This may be inconvenient for people but it will help prevent accidents. If you get a speeding ticket in your on hometown, you earned it, if you get one on vacation, that is sad. Everyone knows alcohol and gasoline don't mix, there is a great way to avoid DUI's don' t drink and drive....................................................... 
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