The safest drivers in America in 2014
Allstate ranks 200 cities by how often they file collision claims. You're likely to go three times longer between fender benders in some cities.
This post comes from Des Toups at partner site Insurance.com.
The safest drivers in America, for the fourth year in a row, hail from Fort Collins, Colorado, according to the 10th annual “Allstate America’s Best Drivers Report.”
Drivers in the city of 150,000 north of Denver can expect to go 14.2 years between accidents, according to the insurance giant’s claims data. Contrast that with 200th-ranked Worcester, Massachusetts, where drivers go just 4.3 years between claims.
On average, nationwide, drivers can expect a collision about every 10 years, Allstate says.
Claims frequency in a city or ZIP code is one of many factors as carriers calculate your car insurance rates – along with state laws and your driving record -- but it’s a big one.
A car owner with a clean record shopping for full coverage on a 2012 Honda Accord in Fort Collins, for example, would pay about $936 a year. In Denver, the same driver would pay about $1,221, according to an average of rates from six carriers gathered by Insurance.com.
Here are the safest-driving cities in America, according to Allstate, along with the number of years a driver can expect to go between collision claims:
- Fort Collins, Colorado 14.2
- Brownsville, Texas 14.2
- Boise, Idaho 14
- Kansas City, Kansas 12.9
- Huntsville, Alabama 12.6
- Montgomery, Alabama 12.4
- Visalia, California 12.4
- Laredo, Texas 12.2
- Madison, Wisconsin 12.2
- Olathe, Kansas 12.1
See the entire 200-city list, along with average car insurance rates for each city, at Insurance.com.
For the first time, Allstate also included rankings that adjusted according to population density and precipitation. Kansas City, Missouri, ranks No. 1 if overall population is considered; factoring in rain and snow, Brownsville, Texas, rises to the top.
"A big part of our job at Allstate is to help our customers prevent bad things from happening,” says Mike Roche, executive vice president of claims. “Allstate is showing drivers that factors like population, a city’s density and precipitation may contribute to their driving safety.”
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We live in Fort Collins. The reason it's always ranked as the safest city is because everyone here drives 10 - 15 miles per hour UNDER the speed limit. Everywhere. Every day. Every time.
It may be very safe, but it can also be very frustrating : (
I once lived in Boise Idaho.
If a driver's license plate started with: 1A, the drivers were usually good.
If a driver's license plate started with 2C, LOOK OUT!!!!!!!
This was not a fluke! I lived there "3" years, & it was the same EVERY time!
Believe it or not!? Heh!~
I'm sorry allstate but you are so wrong. even putting montgomery alabama on the list in 200th place would have been an error. I'm a truck driver i drive nation wide i live in montogomery,al. and i can tell you these are the worst drivers in the country. 95% are texting 24/7 99% drive in the wrong lane 96%
97% drive faster in school zones and residential areas than on the interstate and another 98% only see what is directly in front of them. as far as accidents go LOL they probably don't use your insurance. honestly i am ashamed to say i live around the worst drivers in the world. you want to rate good drivers you should ask the truckers around the country they see the truth not the propaganda
The top 10 safest driver cities all have a similar demographic characteristic -
and the worst cities all too....have a common thread.
Detroit, Atlanta, Philadelphia, Newark, Washington, DC, New Orleans, etc. ---you know the rest of the story!!
My favorite professor said, "remember this, if you have your head in an oven and your feet in a freezer, a statistician will tell you that, on average, you're comfortable.
Bill Gates walks into a bar and, on average, everyone in there is now a multi- millionaire.
Lies, damn lies, and statistics
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State Farm says cost of deer-strike repairs up 14 percent, and drivers' odds of hitting one have increased as well.
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