Most, least expensive cars to insure

Like RPMs? Be prepared for higher rates. Here's a look at the 2012 models the cost the most to cover, but first a look at the vehicles with the cheapest insurance.

 of 22

VIDEO ON MSN MONEY

29Comments
Feb 13, 2012 11:46PM
avatar
Ummmmmm...Article titled "Most, Least expensive CARS to insure".  Then how come there weren't any "cars" in the line-up.   I saw minivans, jeeps, trucks, and more minivans....But no cars.
Feb 14, 2012 9:57AM
avatar

the most expensive portion of this was pretty useless, everyone knows high end cars are more expensive to insure. How about the most expensive cars to insure that those in the real world can afford? (under 35K)

Feb 21, 2012 10:11AM
avatar
I think the author of this article was obviously relying on his information from the insurance industry. Since when does one base the driving on the car instead of the driver, a good driver is going to be a good driver whether they are driving a minivan or a sports car, the way insurance companies base their rates is a scam especially now that a lot of people have suffered some kind of financial hardship due to the economy, some of them may not have perfect credit but have a flawless driving record, but that wont stop the insurance companies from charging higher rates based on credit alone, many of probably wonder how this can be, it's all about politicians that get their palms greased by corporate America, unless we get off our a$$ and do something about it, corporate America will be running the show.
Feb 14, 2012 4:30PM
avatar
hmmmm....who told you that your rates would go down as you got older? If you are over 60, they are going up as if you were a 17 year old new driver, AND most insurance companies are basing their rates on your credit score! And yes, Insurance companies lie, but then I don't buy my insurance from a cartoon or fictional character. lol
Feb 21, 2012 6:19AM
avatar
ok this comparison was stupid there are 2 totally different classes of cars, trucks ,minivans,whatever.number 1 whos gonna compare an audi 8 with a dodge minivan, theres over a 100,000 in price difference,number 2 if you can afford to buy those types of cars dont complain about the insurance,you dont buy a 125,000 dollar car and complain that it costs multiple hundreds of dollars a month, again msn dumb comparison
Feb 14, 2012 10:53AM
avatar
98 Toyota Corolla - 295.00 liability only. If I wreck it, I just bye another one.
Feb 21, 2012 7:56AM
avatar

Wow, national average is horrible... I pay 1250 a year for 2 Jeeps, a Mercedes, a sport bike, and an antique willys, all full coverage, but it's with USAA, so good luck to the public getting that.

 

@Jeepfan

No, they aren't expensive, don't believe everything people tell you. I've spent way more on my Overland than on the 3 different mercedes combined. Germans build good cars, if you take care of them, none of this, "Oh, whats a few hundred miles over the oil change schedule" ****. Pretty much the same as everything, take GOOD care of it, it takes care of you. GOOD oil, GOOD spark plugs, GOOD gas, and keep up with it and keep it clean, thats all you have to do. Ya know, act like you like what you purchased, if you don't care about taking care of it, ride a damn pedal bike.

Feb 21, 2012 5:25AM
avatar
In the strictest sense of the word NONE of these vehicles are cars... they are trucks and SUVs!
Feb 21, 2012 6:03AM
avatar
Utter laziness.  Porsche 911 S Turbo, Porsche 911 S Cabriolet, Toyota Sienna with the 4 cyl, with the 6, with some options package...  While I understand that the insurance companies do adjust based upon the trim levels slightly, this article should have been a bit more general.  The Chevy Silverado 1500 should have been listed as the cheapest truck in base trim, while the extended cabs, and twin sister GMC's should have just been mentioned in the small blurb about the truck.  Not as some 3 or 4 slots worth on the top ten list.  Yet another waste of time article.


Mar 16, 2012 9:45AM
avatar
Frankly, I am sick and tired of Insurance companies.  I was side swiped this past December and just the hassle of trying to get my car fixed was a major pain.  While the person's  insurance who hit me did pay.  I had to handle the whole issue myself without any help from my auto insurance company.  What in the heck have I been paying you for all these years? I guess since the damage was not my fault  they felt they did not need to bother.  My company is 'Erie" but issued under Pryor Insurance.  Renewal is coming up this summer looking at my options now.
Feb 14, 2012 5:55PM
avatar

If Ya Are living in a rural area  the best price will be the FARM BUREAU in your particular state.

I've checked all the insurance co's i could,  have even had mainline companies agents tell me they could not come close to as low as farm bureau.

 

Feb 14, 2012 2:52PM
avatar

i had nationwide....year after year rates kept going up...supposed to cum down as you get older....NOT!!!  i switched 3 years ago and now pay for a year what i was paying at nationwide for 6 months.  same coverage....i checked allstate...progressi​ve...geico....state farm....all same as nationwide....so progressive and geico commercials are NOTHING BUT LIES.....

who do i have now????  ERIE...they keep their prices low because they don't insure "trouble spots" (tornado, hurricane, etc).

Feb 14, 2012 2:50PM
avatar
I've been told that German cars are really, really expensive to service and maintain.  Could that be the primary reason for the "Top Ten" listing?
Feb 14, 2012 7:30PM
avatar
Some of these you canb insure with Hagertys  My Corvette conv is 685 a year for everything
Feb 21, 2012 1:30PM
avatar
i have had nationwide insurance, for most of my driving life..they were expensive! i grew up and shopped around and now have esurance which is sooo awesome! discounts for everything! i can do everything online and don't have to talk to anyone (which i like) i have a 2002 hyundai accent and 2005 chrysler town and country. i customized my plan the way i want with liability on my accent w/ thief and weather damage insurance, and full coverage on my van(don't have to have but want it) . both cars are paid off. i pay for 196 a month. this is good insurance premium for me considering my spouse had totaled our last car in an accident, with esurance. (his fault) every other insurance companies were wanting 400 bucks or more a month! but esurance just under 200. i did find that esurance has a hugh multi car discount so once we only had one car we had to switch to another for cheaper insurance but switched back when we got another car. oh by the way i checked out full coverage for my hyundai was more expensive than my chrysler, i guess made in america is cheaper.
Feb 14, 2012 6:23PM
avatar

Seniors should check AARP using Hartford.  Rest of country should try ANPAC (American National Property and Casualty) for home and auto coverage. Those that advertise heavily don't have low rates.  Why do you think St.Farm can spend 750 million on national advertising????? They insure over 75% of the country.  Regional companies can compete with national companies pretty well.

Stay away from Dodge Dakota, Pontiac Grand Am (especially for kids).  Most Ford and Chevy's are cheaper to insure than other brands.  Also watch the small print on your auto policy. Several companies are putting in small print that they will use after market and used parts for replacement if your car is over 2 years old.  If you want new parts on older car you have to ask for it for addtional premium--which is the same thing they did to houses and contents some years ago. Good hunting!!!!

 

Feb 21, 2012 5:54AM
avatar
I saved $1500.00 a year by dropping progressive and going to AARP Hartford. My dad was rear ended by someone with the same ins. as my dad and they wanted my dad to pay the deductible. That was Geico. My dad's atty solved that problem!  Good luck finding an affordable ins. comp. that is at least 1/2 way reputable. AARP Hartford has made my life easier!!!
Apr 8, 2013 1:53PM
avatar
Most, least expensive cars to insure - auto rates & coverage - MSN ... : Try this site where you can comapre quotes from different companies:  usainsurancequotes.net
Jun 15, 2012 11:11AM
avatar
Snooki is an idiot and she stinks.Don't support her.
Report
Please help us to maintain a healthy and vibrant community by reporting any illegal or inappropriate behavior. If you believe a message violates theCode of Conductplease use this form to notify the moderators. They will investigate your report and take appropriate action. If necessary, they report all illegal activity to the proper authorities.
Categories
100 character limit
Are you sure you want to delete this comment?

DATA PROVIDERS

Copyright © 2014 Microsoft. All rights reserved.

Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.

How much to insure that car?

Check out rates for more than 850 vehicles.

Step 1
Location
Step 2
Vehicle make
Vehicle model