Most, least expensive cars to insure

Like RPMs? Be prepared for higher rates. Here's a look at the 2012 models the cost the most to cover, but first a look at the vehicles with the cheapest insurance.

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23Comments
Mar 16, 2012 9:45AM
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Frankly, I am sick and tired of Insurance companies.  I was side swiped this past December and just the hassle of trying to get my car fixed was a major pain.  While the person's  insurance who hit me did pay.  I had to handle the whole issue myself without any help from my auto insurance company.  What in the heck have I been paying you for all these years? I guess since the damage was not my fault  they felt they did not need to bother.  My company is 'Erie" but issued under Pryor Insurance.  Renewal is coming up this summer looking at my options now.
Mar 16, 2012 8:42AM
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Pretty laughable when someone refers to a mini van, pickup or SUV as a CAR, one would hope you could tell the difference and call it as such. Same ones who cant spell the color GRAY, its not Grey.
Feb 21, 2012 1:30PM
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i have had nationwide insurance, for most of my driving life..they were expensive! i grew up and shopped around and now have esurance which is sooo awesome! discounts for everything! i can do everything online and don't have to talk to anyone (which i like) i have a 2002 hyundai accent and 2005 chrysler town and country. i customized my plan the way i want with liability on my accent w/ thief and weather damage insurance, and full coverage on my van(don't have to have but want it) . both cars are paid off. i pay for 196 a month. this is good insurance premium for me considering my spouse had totaled our last car in an accident, with esurance. (his fault) every other insurance companies were wanting 400 bucks or more a month! but esurance just under 200. i did find that esurance has a hugh multi car discount so once we only had one car we had to switch to another for cheaper insurance but switched back when we got another car. oh by the way i checked out full coverage for my hyundai was more expensive than my chrysler, i guess made in america is cheaper.
Feb 21, 2012 11:26AM
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$13 a month liability on a Ford F350, $13 Liability for 1981 Corvette, $231 full coverage 6 months Progressive. I have watched the commercials saying I can save up to $460 a year if I switched from progressive. That is a lie because I would have to find an insurance company that would give me full coverage for $2 a year. And no insurance company is going to do that. Geico is the worst about paying when you need them. I will stick with Progressive thanks!
Feb 21, 2012 10:11AM
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I think the author of this article was obviously relying on his information from the insurance industry. Since when does one base the driving on the car instead of the driver, a good driver is going to be a good driver whether they are driving a minivan or a sports car, the way insurance companies base their rates is a scam especially now that a lot of people have suffered some kind of financial hardship due to the economy, some of them may not have perfect credit but have a flawless driving record, but that wont stop the insurance companies from charging higher rates based on credit alone, many of probably wonder how this can be, it's all about politicians that get their palms greased by corporate America, unless we get off our a$$ and do something about it, corporate America will be running the show.
Feb 21, 2012 9:05AM
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Insurance? cant live with it cant live with out it. car insurance some states car insurance is around $5,000.00 a year and that's not for a BMW or $2000.000 car ether just a medium car or truck with some options other state it is a lot lower as low as $1200.00 or $800.00 a year and then there is the in-between. Then you have the individual insurance company data sheet which after filled out tell the agent your risk factor and how much you are going to be charged. These sheets are loaded with allsorts of information private as well as public knowledge of the individual and it is going to determine your driving insurance cost. This in tales everything. you thing target can guess that your teen age daughter is pregnant and sends her information pertaining to her personnel self to her home for pre natal care only to have her parents find out before she has had time to try and tell them, or that your child is buying certain products and how to market and set advertising so the sales are up for profit margins never mind that the products are not necessary the insurance system has this beat twenty to one. so the next time you get a insurance commercial that states we can lower your rates by $500.00 dollars remember they are going by the $5,000.00 price tag not the $1,000.00 one and yes they will lie and steel your information to use it against you to raise your rates the best they can. If you are lucky you find a agent that you can be some what friendly with but remember you can not ever truly be a friend and his loyalty lies with his company first but you can work with and hopefully pay less. My advise unite petition your insurance commission if you have one it is my belief that if you are a insurance company than you should provide all coverage's not separate and that your coverage departments should be as one company no separate state farm and others have car insurance and the they have homer owners insurance and claim they are not the same company this is wrong. it should be under one company and they should represent them selves in a professional manner and above board. Until we the people unit and start to com plain to the proper agencies this will continue to be a night mare and a hassle for all of use we will be over charged and dropped for what ever reason as well as persecuted by this giant corporation until we take a stand and do something about it. comparisons and number crunching surveys are just frivols information and designed too continue the process and generated by the insurance system. good luck and may we unite and flood the system and swing the pendulum back the other way in are favor but the fight is just beginning and it will take all of use as a group to reunite and beet down this tyrant. when good men do nothing then evil prevails. the insurance industry lies, but up to the line and does not cross it other wise they would be in jail. we need to stop them from pilfering are personnel information and put a stop to the intrusion into are personnel; lives. They have no business looking at credit scores or other personnel information checking your driving record and accessing the auto you want to drive should be enough. they have gotten out of hand and need to be rained in. sorry for the long script but i am as burned and mad as the rest of you and this is a sham to pick a few autos and say they are insured for what ever is wrong and incorrect thank you for your time and have a nice day GOD Bless use all.

Feb 21, 2012 8:59AM
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If you don't drive a Benz, then you're a real loser!

Feb 21, 2012 7:56AM
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Wow, national average is horrible... I pay 1250 a year for 2 Jeeps, a Mercedes, a sport bike, and an antique willys, all full coverage, but it's with USAA, so good luck to the public getting that.

 

@Jeepfan

No, they aren't expensive, don't believe everything people tell you. I've spent way more on my Overland than on the 3 different mercedes combined. Germans build good cars, if you take care of them, none of this, "Oh, whats a few hundred miles over the oil change schedule" ****. Pretty much the same as everything, take GOOD care of it, it takes care of you. GOOD oil, GOOD spark plugs, GOOD gas, and keep up with it and keep it clean, thats all you have to do. Ya know, act like you like what you purchased, if you don't care about taking care of it, ride a damn pedal bike.

Feb 21, 2012 6:19AM
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ok this comparison was stupid there are 2 totally different classes of cars, trucks ,minivans,whatever.number 1 whos gonna compare an audi 8 with a dodge minivan, theres over a 100,000 in price difference,number 2 if you can afford to buy those types of cars dont complain about the insurance,you dont buy a 125,000 dollar car and complain that it costs multiple hundreds of dollars a month, again msn dumb comparison
Feb 21, 2012 6:03AM
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Utter laziness.  Porsche 911 S Turbo, Porsche 911 S Cabriolet, Toyota Sienna with the 4 cyl, with the 6, with some options package...  While I understand that the insurance companies do adjust based upon the trim levels slightly, this article should have been a bit more general.  The Chevy Silverado 1500 should have been listed as the cheapest truck in base trim, while the extended cabs, and twin sister GMC's should have just been mentioned in the small blurb about the truck.  Not as some 3 or 4 slots worth on the top ten list.  Yet another waste of time article.


Feb 21, 2012 5:54AM
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I saved $1500.00 a year by dropping progressive and going to AARP Hartford. My dad was rear ended by someone with the same ins. as my dad and they wanted my dad to pay the deductible. That was Geico. My dad's atty solved that problem!  Good luck finding an affordable ins. comp. that is at least 1/2 way reputable. AARP Hartford has made my life easier!!!
Feb 21, 2012 5:25AM
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In the strictest sense of the word NONE of these vehicles are cars... they are trucks and SUVs!
Feb 14, 2012 7:30PM
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Some of these you canb insure with Hagertys  My Corvette conv is 685 a year for everything
Feb 14, 2012 6:23PM
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Seniors should check AARP using Hartford.  Rest of country should try ANPAC (American National Property and Casualty) for home and auto coverage. Those that advertise heavily don't have low rates.  Why do you think St.Farm can spend 750 million on national advertising????? They insure over 75% of the country.  Regional companies can compete with national companies pretty well.

Stay away from Dodge Dakota, Pontiac Grand Am (especially for kids).  Most Ford and Chevy's are cheaper to insure than other brands.  Also watch the small print on your auto policy. Several companies are putting in small print that they will use after market and used parts for replacement if your car is over 2 years old.  If you want new parts on older car you have to ask for it for addtional premium--which is the same thing they did to houses and contents some years ago. Good hunting!!!!

 

Feb 14, 2012 5:55PM
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If Ya Are living in a rural area  the best price will be the FARM BUREAU in your particular state.

I've checked all the insurance co's i could,  have even had mainline companies agents tell me they could not come close to as low as farm bureau.

 

Feb 14, 2012 4:30PM
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hmmmm....who told you that your rates would go down as you got older? If you are over 60, they are going up as if you were a 17 year old new driver, AND most insurance companies are basing their rates on your credit score! And yes, Insurance companies lie, but then I don't buy my insurance from a cartoon or fictional character. lol
Feb 14, 2012 2:52PM
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i had nationwide....year after year rates kept going up...supposed to cum down as you get older....NOT!!!  i switched 3 years ago and now pay for a year what i was paying at nationwide for 6 months.  same coverage....i checked allstate...progressi​ve...geico....state farm....all same as nationwide....so progressive and geico commercials are NOTHING BUT LIES.....

who do i have now????  ERIE...they keep their prices low because they don't insure "trouble spots" (tornado, hurricane, etc).

Feb 14, 2012 2:50PM
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I've been told that German cars are really, really expensive to service and maintain.  Could that be the primary reason for the "Top Ten" listing?
Feb 14, 2012 2:12PM
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At the age of 70 my insurance rates without any tickets, dwi or anything else, no accidents in the last 40 years.  Seens like i just keep paying higher and higher rates.  I drive a prius now and it should be cheaper with driving less than 20 miles perday.  Still they are raping me.  Getting someone that would talk to you about rates they don't want to cause they are loosing money that way.  Need to change again.  Farmers, State Farm, Alstate, Nationwide are just ripping everyone off. Well you think that well I have had them for years, well maybe it is time to switch, I am.  I do have two of them and drive 3 different vehicles at times.  I will inquire at Fred Loya and see what he has.
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