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Insurance? cant live with it cant live with out it. car insurance some states car insurance is around $5,000.00 a year and that's not for a BMW or $2000.000 car ether just a medium car or truck with some options other state it is a lot lower as low as $1200.00 or $800.00 a year and then there is the in-between. Then you have the individual insurance company data sheet which after filled out tell the agent your risk factor and how much you are going to be charged. These sheets are loaded with allsorts of information private as well as public knowledge of the individual and it is going to determine your driving insurance cost. This in tales everything. you thing target can guess that your teen age daughter is pregnant and sends her information pertaining to her personnel self to her home for pre natal care only to have her parents find out before she has had time to try and tell them, or that your child is buying certain products and how to market and set advertising so the sales are up for profit margins never mind that the products are not necessary the insurance system has this beat twenty to one. so the next time you get a insurance commercial that states we can lower your rates by $500.00 dollars remember they are going by the $5,000.00 price tag not the $1,000.00 one and yes they will lie and steel your information to use it against you to raise your rates the best they can. If you are lucky you find a agent that you can be some what friendly with but remember you can not ever truly be a friend and his loyalty lies with his company first but you can work with and hopefully pay less. My advise unite petition your insurance commission if you have one it is my belief that if you are a insurance company than you should provide all coverage's not separate and that your coverage departments should be as one company no separate state farm and others have car insurance and the they have homer owners insurance and claim they are not the same company this is wrong. it should be under one company and they should represent them selves in a professional manner and above board. Until we the people unit and start to com plain to the proper agencies this will continue to be a night mare and a hassle for all of use we will be over charged and dropped for what ever reason as well as persecuted by this giant corporation until we take a stand and do something about it. comparisons and number crunching surveys are just frivols information and designed too continue the process and generated by the insurance system. good luck and may we unite and flood the system and swing the pendulum back the other way in are favor but the fight is just beginning and it will take all of use as a group to reunite and beet down this tyrant. when good men do nothing then evil prevails. the insurance industry lies, but up to the line and does not cross it other wise they would be in jail. we need to stop them from pilfering are personnel information and put a stop to the intrusion into are personnel; lives. They have no business looking at credit scores or other personnel information checking your driving record and accessing the auto you want to drive should be enough. they have gotten out of hand and need to be rained in. sorry for the long script but i am as burned and mad as the rest of you and this is a sham to pick a few autos and say they are insured for what ever is wrong and incorrect thank you for your time and have a nice day GOD Bless use all.
Wow, national average is horrible... I pay 1250 a year for 2 Jeeps, a Mercedes, a sport bike, and an antique willys, all full coverage, but it's with USAA, so good luck to the public getting that.
@Jeepfan
No, they aren't expensive, don't believe everything people tell you. I've spent way more on my Overland than on the 3 different mercedes combined. Germans build good cars, if you take care of them, none of this, "Oh, whats a few hundred miles over the oil change schedule" ****. Pretty much the same as everything, take GOOD care of it, it takes care of you. GOOD oil, GOOD spark plugs, GOOD gas, and keep up with it and keep it clean, thats all you have to do. Ya know, act like you like what you purchased, if you don't care about taking care of it, ride a damn pedal bike.
Seniors should check AARP using Hartford. Rest of country should try ANPAC (American National Property and Casualty) for home and auto coverage. Those that advertise heavily don't have low rates. Why do you think St.Farm can spend 750 million on national advertising????? They insure over 75% of the country. Regional companies can compete with national companies pretty well.
Stay away from Dodge Dakota, Pontiac Grand Am (especially for kids). Most Ford and Chevy's are cheaper to insure than other brands. Also watch the small print on your auto policy. Several companies are putting in small print that they will use after market and used parts for replacement if your car is over 2 years old. If you want new parts on older car you have to ask for it for addtional premium--which is the same thing they did to houses and contents some years ago. Good hunting!!!!
i had nationwide....year after year rates kept going up...supposed to cum down as you get older....NOT!!! i switched 3 years ago and now pay for a year what i was paying at nationwide for 6 months. same coverage....i checked allstate...progressive...geico....state farm....all same as nationwide....so progressive and geico commercials are NOTHING BUT LIES.....
who do i have now???? ERIE...they keep their prices low because they don't insure "trouble spots" (tornado, hurricane, etc).
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