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Related topics: insurance, auto insurance, accident, road safety, traffic tickets

Think you drive a lot? Imagine spending three, four, even seven or more hours a day behind the wheel.

A day in the life of a road warrior is filled with tailgaters, cut-off artists, rage-filled fellow drivers and speed demons bearing down in their rearview mirrors.

To stay safe and keep their car insurance rates low, these pros have figured out ways to avoid tickets and crashes.

Shaking off tailgaters

Not only is tailgating annoying, it's dangerous.

"Tailgating is a form of aggressive driving and a major contributor to crashes," says Jim Peterson, a driving instructor in Chicago. Not to mention that it's hard to see anything when your rearview mirror is filled with the grill of the car behind you.

Liz Egan, a 20-year veteran gift-basket delivery driver in Ft. Lauderdale, Fla., travels as many as 160 miles a day and says she typically drives "fairly fast within the 'implied' speed limit and keeps up with the flow of traffic."

To discourage a driver who "rides" her rear bumper, Egan simply slows down. "I just take my foot off the accelerator and allow the vehicle to slow down until the tailgater gets impatient and goes around me."

Reducing road rage

Adrian Miller, a sales trainer and consultant in the Albany, N.Y., area, has been a road warrior for 24 years. She logs more than 500 miles a week, and says harmonious melodies keep her from getting worked up behind the wheel.

"Fantastic music helps me manage road rage," she says. Miller has an "on the road" playlist on her iPod and never gets behind the wheel without great CDs that make her feel happy.

Rick Notter, the author of "Sound Advice: Music's Effect on Life, Health, and Happiness," suggests choosing music that's no more than 145 beats per minute.

"Anything faster may have the reverse effect. Fast music could ramp up your emotions and be extremely exciting, which could lead to you falling victim to rage," he says.

Staying alert

After a long day of work or refereeing the children's shouting matches, it's easy to get distracted. To make sure he's not tempted to drift off while driving, Jay Moyes, a night driver for Access Paratransit, a Southern California company that transports disabled riders for doctor visits, shopping and other activities, never looks at one thing for too long.

"I keep my eyes moving. Instead of looking at one thing for even a few seconds, I continually scan the road, my mirrors, etc."