11/9/2010 7:00 PM ET|
Which cars get the most tickets?
One model gets more than 4 times the average number of citations; another gets less than one-fourth. And the ages and genders of the drivers might surprise you.
If you're trying to predict who will receive the most traffic tickets in a given year, take a look at the car they drive.
Quality Planning, an auto insurance analytics firm, examined a year's worth of traffic-citation data to rank cars that are most and least likely to be cited for traffic violations.
The manner in which vehicles are driven -- and the resulting violations and crashes -- affect the drivers' car insurance rates. Quality Planning's study links the appeal of certain vehicles to drivers who tend to take more risks on the road. Generally, the cars with high citation rates are widely perceived as powerful or sporty. The study was based on the number of moving violations per 100,000 miles of driving.
|Make||Model||Body style||Violations per 100,000 miles driven, expressed as a percentage of average||Average age of cited driver||% cited drivers who are male|
Raj Bhat, the president of Quality Planning, calls the most-ticketed cars "spirited" vehicles. Drivers of the expensive Mercedes-Benz SL-class roadster had four times the average number of violations.
Both younger and older drivers are responsible for ticket problems. Scions, for example, are marketed to youthful drivers, and the study found that they typically are in their 30s. In contrast, the average age of the Mercedes-Benz SL-class driver is 53.
"If you tend to be not as rich, then maybe you tend toward the Scion," Bhat says. "If you look at the Toyota Camry, it looks like a bread-and-butter car, but there is a sportier version, which is the Solara. If you can afford more, you get into the Mercedes-Benz."
Car insurance rates and personal expression
Marty Brenner, an anger-management counselor based in Beverly Hills, Calif., says cars often are purchased to express aspects of the buyer's personality. If someone wants to feel powerful and important, he or she may buy an expensive, high-performance vehicle. "It's about control," he says.
Leon James, a professor of psychology at the University of Hawaii, studies the motivations of drivers. He finds that many people identify strongly with their automobiles. "A lot of people get involved in their cars personally," he says. "They give their car a name. They talk to their car. They encourage their car up a hill."
Auto insurance and aggressive drivers
Aggressive drivers often purchase cars that are known for performance, James adds. In contrast, responsible drivers tend to buy what he calls "soft" cars, such as minivans or vehicles that are highly rated for safety features.
Men long have been considered more likely to have serious traffic accidents than women. However, the Quality Planning study found that not all of the cars with highest percentages of traffic violations are driven predominately by males. For the No. 1-ranked Mercedes-Benz SL-class convertible, only 41% of the drivers were male. For the second-ranked Toyota Camry Solara coupe, 39% of the drivers were male.
Loretta Worters, a spokeswoman for the Insurance Information Institute, says this trend may reflect how women increasingly are taking over roles that traditionally have been held by men.
"Women are driving more powerful cars," she notes. "In years past, men have been the most aggressive drivers, but the trend is starting to shift. There are more women on the road than there were years ago, driving in similar patterns and undergoing similar stresses as men."
Car insurance companies strive to measure risk when offering car insurance quotes to drivers. On the list of cars with low percentages of traffic violations, "the thing that stuck out was the preponderance of minivans and SUVs," Bhat says. These "cautious" cars tend to be driven by people with children, he notes.
|Vehicles least likely to be ticketed|
|Make||Model||Body style||Violations per 100,000 miles driven, expressed as a percentage of average||Average age||% Male drivers|
Bhat says he hopes consumers will use the study results to modify their own driving behavior. While insurers take many things into consideration when setting auto insurance rates, Bhat stresses that the driver, not the car, creates dangerous situations -- and receives tickets.
"The most important message is you tend to get vehicles which fit your personality," Bhat says. "If you are buying one of these 'spirited' vehicles, be cautious. You can modify your behavior. Being cautious makes a difference."
This article was reported by Emmet Pierce for Insure.com.
VIDEO ON MSN MONEY
I've been driving for 20 yrs and from what I've seen, women drivers have always been the worst drivers. I'm not saying all women divers but the majority are very aggresiive, always in a rush (some to go no where) and easily distracted (mobile phones, make up, ect). The difference is that they get out of tickets more with looks,a little flirting (sometimes) and playing as though they didn't know what's going on. I have a lot of female freinds and I have listened to so many stories over the years.
I agree with 72 degrees post .for there is no mention of how the information was obtained .
but I must also state that there is a percentage of tickets to be written each month by police or they may lose some funding from either state & or federal.
This has always been easy to see as most cops are more so looking for speeders near the end of the month rather then the first. I know many will say BS to this but never the less my eye's are open.
Also to all the police out there if you have nothing better to do than ticket people for being in a hurry than you should consider the real criminals out there you could be making a real difference by busting them instead but I understand that would take longer & not be as easy!!!
Speeders = easy money for the state & departments....
Bottom line if speeding was such a unlawful, terrible, dangerous thing to do? THAN MAKE ALL CARS TOP OUT AT 65 MPH NOT 120+ then ;)
i think it goes both ways, im a female and i have friends, both male and female who drive terrible; but mostly for different reasons: girls tend to drive bad not realizing how bad thier driving is (i have a friend who can change an entire outfit while driving and she doesn't think she sweres all over the road) and guys drive bad because they feel the need for speed or think its cool, i dont think ive ever rode in a car with a guy who went with in 8mph of the speed limit...
Sara Welsh | http://armstrongbarrington.com/traffic.htm
the difference of driving school requirements compare to,lets say Europe,there they have to really learn how to drive in theory and practice ,it will take you about a month + before you start a car on your own and drive on a public road!!!Now here on the other side,the license almost just gets handed to you with multiple answers to make the guess work easier,driving around the block will not give you what it takes to operate a car in a proper manner !! why would it be different then the school education for your kids,right,there the concept works just fine ,keep them dumb to milk them their whole life!! a great Nation that is,hahaaaaaaaaaaa
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
Occupy Wall Street bought and forgave the student loan debt of more than 2,700 Everest College students.
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'