Updated: 9/24/2010 9:00 AM ET|
Worse drivers: Males or females?
Which group causes more accidents, drives drunk more often and is responsible for more traffic deaths? Take a look at government and auto insurance statistics.
Old stereotypes peg women as dangerous drivers, but statistics show the reality: When it comes to driving, guys are much naughtier. And insurance rates reflect that.
We can't say that all males are reckless when they drive. Nor can we say that all females are safe drivers. But numerous studies show that males are more likely than females to throw caution to the wind when on the road.
"Maybe the testosterone makes them more aggressive," jokes Loretta Worters, a spokeswoman for the Insurance Information Institute. "But the fact is, the industry doesn't go by whether you have higher testosterone. It goes by numbers, and the numbers seem to support that men are generally more reckless than women."
Sorry, boys, but statistics show that you break traffic laws more often than females.
Quality Planning, a company that validates policyholder information for auto insurers, conducted a study that concluded males are at least 50% more likely to be cited for reckless driving, seat belt violations, speeding, failure to yield and stop sign/signal violations. To be more specific, the company analyzed an entire year of policyholder information in 2007 and found that males were cited for reckless driving 3.41 times as often as females.
|Violations||Violation ratio, males vs. females|
|Seat belt violations||3.08-to-1|
|Failure to yield||1.54-to-1|
|Stop sign/signal violations||1.53-to-1|
"We were not surprised to see that men have slightly more -- about plus 5% -- violations that result in accidents than women," says Raj Bhat, the president of Quality Planning. "And because men are also more likely to violate laws for speeding, passing and yielding, the resulting accidents caused by men lead to more-expensive (insurance) claims than those caused by women."
The study also found that female drivers were about 27% less likely to be found at fault when involved in an accident.
Cruising and boozing
Males also drive drunk more often than females. According to the National Highway Traffic Safety Administration, males outnumbered females 4-to-1 when it came to driving under the influence. This is based on a study of DUIs from 1998 to 2007. However, the same study found that while more males have been busted for driving impaired, DUI arrests for males had decreased by nearly 20% during the study period, while they had increased by more than 14% among females.
|Females' DUIs up 14.3%|
|Year||DUIs||Drivers||% with DUIs|
|Males' DUIs down 19.7%|
|Year||DUIs||Drivers||% with DUIs|
Quality Planning's study found that males are 3.09 times as likely to drive under the influence of alcohol as females.
VIDEO ON MSN MONEY
In all my years driving I've had 3 close calls and 1 accident. A college aged girl hit me, and the 3 close calls we when I avoided a woman either on her cell phone of putting on make up.
What have I learned over the last 5 or so years on the internet?
That women are better drivers, managers, parents, better with finances, better leaders, generally smarter, have a higher pain threshold, have "legit" reasons for cheating, etc...
Or is it just this disgustingly PC world we live in?
So, if I get a sex change will that make me a safer driver?
Also, if women are safer then why do men almost always drive when both are in the car?
It would be interesting to see the statistics based on actual number of miles driven. As stated by others, men drive more so they will of course have more violations.
Does anyone know why auto insurance companies can charge men more citing the number of violations, yet even though woman use medical care more frequently than men we pay the same for health insurance? Any lawyers out there looking for a good class action suit?
why do men have higher insurance rates when women are always txting/calling while driving? (Distracted Driving) i know us men are kid of reckless, but thats wat we do we shouldnt be punished with higher insurance rates. In the past week ive almost been hit 17 times by someone txting only 3 of them were men. women and men should pay equally for insurance.
Fellas, you may want to consider one other method some of us flirty gals have used to avoid getting a ticket - not getting pulled over in the first **** place. Been driving 50 or more miles a day for 26 years, and I've never been pulled over. I find actually obeying the traffic laws works pretty well. Food for thought...
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
Saving just a single month of expenses may take longer than you think. See how your savings rate affects how quickly you can build a solid emergency fund.
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'