Best places to retire for under $40K

A modest income needn't mean deprivation. These cities offer top-notch medical care, plenty of things to do and a low cost of living.

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Feb 25, 2013 3:20PM

The article lists all attractive choices.  But if you want a more laid-back life, as well as reasonable drives to the mountains or the beach, I vote for Winston-Salem, NC.  It doesn't have as many attractions as a big city like Pittsburgh does, but it also doesn't have the congestion.  It does have good arts programs, low costs of living, and (let's face it - necessary for aging retirees) excellent health facilities. 

Feb 25, 2013 3:18PM

The raging negativity in most of these comments is very sad. If you are of retirement age and still so full of anger and hatred, it is probably too late to have a great retirement. Life is not about money, but about the love you give to others. Go volunteer, it's free and feels so gooood.


Feb 25, 2013 1:25PM
Does MSN take into account if there is a lot of hate crimes in the cities that they recommend as possible retirement locations?
Feb 25, 2013 12:48PM
Sounds like someone did not do their homework when they wrote this.  Check the facts . . . some of these places have the highest crime rates.  Would you want your mom living there and using public transportation?  Check your facts before writing editors at  MSN.
Feb 25, 2013 12:17PM

Inflation is the biggest killer of people in retirement. In the last 45 years real inflation (not the CPI) is up 10 to 15 fold, while wages are up only 5 to 6 fold. All of this recent debt and printing of money from thin air is ratcheting up inflation as never seen before.

Obviously, starting with Obama-Boehner-Reid-Pelosi-McConnell and the rest of the corrupt DC insiders, and the MSM, no one in DC gives a hoot.


They are all having fun playing their monopoly board game "Who can spend the most OPM the fastest."

Feb 25, 2013 10:45AM
I live in San Antonio......There's crime....the weather is so unpredictable......ther is lot to do here but you PAY for it....and to live in a decent area you'll be paying at least 1,000.00 per month.
Feb 25, 2013 10:12AM
No Bob, you are the one being asinine and irresponsible for not saving that nest egg! Not the Government or Politicians that like to spend all of our money, you are the one responsible for saving from the start of your employment period! Sorry that no one informed you of this 40 years ago when you started out, but if you'd only saved a mere 10% of whatever you made then and followed through with it until retirement age, you'd have that nest egg now. More people especially the kids just now starting off in thier careers need this info, I'm just lucky to have a Dad that sat me down and explained it to me way back when.
Dec 18, 2012 1:56PM
MSN never gets it right just like the TV show.
Dec 18, 2012 1:07PM

Moving to a new city that you have never been, leaving all your friends and familiar surroundings behind after the age of 65 is not as easy as it sounds. And it gets even more complicated if at this age people have not saves enought money to complement their SS check. For those who think that they can move to Costa Rica, Panama or any other place where their money will strecht longer, the first think they should ask themselves is how they feel about learning a foreign language at the age of 65, if they don't kown a second language yet, adaptation to a new culture, excessive heat and humidity, noise and air pollution, dengue etc  Retiring abroad is not for everybody for the same reasons as retiring in Jacksonville, Mississipe is not an option to all americans. I was born and raised in Latin America. I speak three languages however when I retired I chose the USA and I have no regrets.


Dec 18, 2012 10:52AM
st louis one of the murder capitals of teh USA.
Dec 18, 2012 10:28AM
I find it ironic that you list these cities as the best places to retire on an income of 40K, but you list 8 of the 10 states that house these cities as the worst states to retire in.  What gives?
Dec 18, 2012 8:47AM
Just check out living in Panama, it cost far less. 2 poepole can live, very well for 1200.00 a month. and that includes medical ins, and eating out,housing . when is one third it is here, and a whole lot better. They have a good program, for retiires, check it out. Best Palce by far. wish you luck
Dec 18, 2012 4:47AM
Compare the Best Cities to retire in and the Worst States to retire in.  Why are some of the Best Cities also in the Worst States?  MSN needs to do MORE research.  Best States should include those without an income tax.  Rural areas are much cheaper to live in than big cities.   
Dec 6, 2012 6:23PM
hi there-to bob denver-go to bulgaria and buy a country house for less than $5000 usd-then live there-you can live happily and well in bulgaria in the countryside for less than $10k a year. yours-big john
Dec 6, 2012 4:04PM
Every time they do an article on this they always include Augusta GA among the best places for retirees. I know for a fact bc I lived there that Augusta is NOT a cheap place to live. Unless you want to live in the ghetto I suggest you find a better place to retire than there. The fact that they have the Masters there every year drives the price up on everything especially during the Masters. Everything from restaurants to rentals to hotels goes way up. Been there done that.
Dec 6, 2012 3:56PM
can not speak for the rest of the list but,  Jackson, Mississippi crime rate is through the roof.  Any senior citzien that uses public transportation is taking a risk with their life and/or money.   if you live there you better plan on a car and then the cost of car insurance which is one of the highest in all states.  And the cheap rent they talked about is in the worst crime infested areas. 
Nov 21, 2012 1:50PM
This article is soooo old MSN needs to keep up. The only way to retire on a small amount is out of the states. Only fly back when you need medical assistance. Plan on retiring on the road and then will settle down when I need to and not when I have to.
Me and my husband both worked all of our lives. We get no help from no on any where. But if you cheat and lie you can get it all food stamps, medical card, the best doctors while we pay for insurance  that barely coves nothing right now. That's pretty stinking bad. But we get by because we have a budget that we know we have to stay on . That includes meds for both him and me. Not including the food we have to buy or clothes we put on our backs. So I don't look at people I look up for we are still Blessed. And I hope all of you will too in some way. If your breathing, walking, talking, able to go to sit at a computer and gripe, or laugh, cry or drive, then yes your Blessed think about it. Later to all Songbird 
Nov 21, 2012 12:48PM
Some of these states are nearly broke.  Medicare and other services seniors need may be limited.  Retirement is not just about a house and a bus ticket.
Nov 21, 2012 12:34PM
Costa Rica sounds great...relaxing by the beach drinking a cold one.
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