VIDEO ON MSN MONEY
It is funny to see where everyone says they think the best place to retire is. It's really about what makes you happy. As my wife and I have traveled around the country with our family we've often commented on where would be nice to retire. What is not often mentioned in articles like this is lets say you retire to Florida. After a few years of enjoying the sunshine your health starts to let say go south. Without family around who will you count on to help you if lets say you are on a limited budget? The same for those retirees who move to the mountians or the country. Lets see! I'm older now so I think I'll move further away from medical care. I'm not saying any of these moves are wrong. I'm saying think about such things before you move to the other side of no where.
One other thing! A few have said they can't afford to retire on their SS. Did you know it was never meant to be a retirement plan? You have to actually plan and "save for retirement" if you want to maintain your lifestyle. That may means a little known word now days and that is sacrifice. I hear people all the time say "it impossible to save now days". This while talking on their smartphone and driving a new car and getting ready to take that two week cruise. Not to mention their kids living like kings and queens. Really! Give me a break! The secret to retirement is to owe as little as possible. That takes planning. What the ole saying? If you are failing to plan you are planning to fail.
I live in Englewood Fl.(part of Charlotte county) having lived here 16 yrs ago leaving for jobs we returned just 1 1/2yrs ago. I am ever so happy to be home..... Englewood between the Myakka River, Lemon Bay and the Gulf is fabulous. No matter where you go there is water to cross.... it's like being on vacation everyday all day.I work part-time on the mainland and would not trade Englewood for another location. It is where I will live out my life and I will be buried here.
Far enough south on the western coast of Florida we get very little winter weather and rarely wear heavy coats, sweaters are usually enough.... I could go on and on about Southwest Florida I am a 1 person chamber of commerce................ love it love it love it.
In response to Realtalk111- You are correct on PR.
From what I have seen -heard-read that if you can do it or want to the tropics of Costa Rica and Ecuador are very cheap and you get alot for your US $ and can stretch it much further than any beach community in the US.
I would say the only drawback is the travel and distance from anywhere and family in the states
Though I gotta admit maybe forcing the family to get on a plane and travel too far would have its benefits-haha!
Funny but last night I was the first to reply and my comment disappeared? Hmmmmmm
Ok here goes again and where is the offensiveness? Perhaps it was too smart for the article?
My wife and I will be retiring to Buffalo NY!
Thats right and its simple as I believe when you do retire or leave where you are you always must go down in order to protect whatever money you have.
Too many people make the mistake of going where they want to but sometimes you cant afford that (like all the wonderful spots in this article ).
These spots are fine for Thurston Howell the 3rd from Gilligans Island!
Its a cheap area to live in - we can finally but a house that is affordable in a nice neighborhood and its a city/area that has the friendliest people you will ever meet.
Whatever we have when that time comes will go alot further there and we can live financially stress and worry free for the ending say 30 years of our lives together.
We have earned that and to have the final stages of our life play out in Buffalo NY would be just perfect.
Its all about keeping the most of that money you have or come into and then lowering your expenses and in some cases your expectations and finding that hidden jewel.
For us in about 5 years when I hit 62 thats Buffalo NY!
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