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Experian, Trans Union and Equifax can take all of their godamn credit reports and stick them where the sun doesn't shine. Most of it is a moot point because with the loss of jobs, working people taking pay cuts, loss of property equity and savings coupled with the far more stringent lending policies of banks, most people today couldn't get a loan to buy a frigging pot to piss in if their life depended upon it. Working only part time for little money since losing my 23 year job two and half years ago, I simply now do without or buy only what I absolutely need, and used if possible. I cancelled cable tv etc, got a really cheap cell phone plan, pay cash at all times, stay away from the credit cards, don't use debit cards or ATMs and make all of my own meals at home. If you don't need to get a loan to buy a car or a house,(and who the hell can afford to do that now), then you don't need the so called Big Brother 'services' of these shyster credit report companies who are nothing more then bloodsucking professional thieves. Frig Fico Scores and the burro they rode in on!
Peace to all
Free Credit report, Ya sure if you sign up for a expensive add not that is free for 30/60 days and when you don't cancel they charge you.
Why didn't the Feds make the rule that its free without any strings attached? I consided these free
credit reports a pain in the a.. and they really do NOT reflect the whole truth. Each company uses
different rules so how can it be fair and true?
These REPORTS follow no standard, accepted accounting practices and have a typical accuracy rating of "ZERO"....they give me a Number but won't add the word "JUNK" or "A rating of ZERO" on their Reports. They rate me....why Can't I RATE THEM???
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