7 secrets your credit report won't tell

It only seems like your credit report says everything about you. Here are 7 personal details the credit reporting bureaus won't -- or can't -- tell a soul.

By Dana Dratch, Bankrate.com

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73Comments
misthawk
Jun 25, 2012 5:44PM
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The credit report companies are nothing but money sucking pigs over a 3 digit number. They are making billions making you think you need to buy credit monitoring, LifeLock, credit scores, etc. etc.. A huge scam! Social Security numbers where never suppose to be used for anything but Social Security and now look at the mess. Put them all out of business buy NOT buying their scam product they promote so much as a MUST HAVE. We all have their must have. It is the middle finger! Stop buying their product entertained around a 3 digit number that is basically a non-existant product they don't even have to have right. Easy business and easy money for a bunch of s****ing corporations reaching daily into our pockets. The Banks will still loan. They loaned long before this billion dollar profit 3 digit number was thrown out there.
plcc0
Jun 25, 2012 5:10PM
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***There's one more secret my credit report won't tell...

    How much contempt I have for the Carpetbagging Bankers and their Shills (the credit bureaus)

Kirk Thomas
Jun 25, 2012 3:50PM
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Screw the three Credit companies. I wrote about this before.... keep your for profit company out of my business and screw you if you think I'm obligated to give you my Social Security number. 

LISTEN: NOBODY IS ENTITLED TO YOUR SOCIAL SECURITY NEMBER EXCEPT FOR THE GOVERNMENT OF THE UNITED STATES FOR THE PURPOSE OF SOCIAL SECURITY. 

I absolutely never ever give out my Social Security number to anyone. If anyone asks for it --- ask them for their debit card number along with their PIN number. I had a women tell me it's her company's policy to obtain my SS number. I told her to screw her company and walked out. Doctors, hospitals etc all ask for your SS number and you do not have to give it to them and believe me, they are OK with it. They just assign you their own file number. 

SCREW THE CREDIT CARD COMPANIES, YOU DON'T NEED CREDIT CARDS, DON'T FALL INTO THEIR SCAM SYSTEM. 
Richard Johnson
Jun 25, 2012 3:29PM
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I recently applied to a large scale IT company and they ran my credit as part of the application process.

 

Someone
May 20, 2012 7:41AM
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Wow.  This was really relieving.  Most of the negative credit crap I have is in this list!  WOOT!
jumpinalake
May 20, 2012 2:17AM
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ALL THESE BANK AINT NOTHING BUT LONGSHORE MAN GETTIN OVER ON PEOPLE. AND THE GROUP OF GREEDY ****  (CONGRESS MEN) ALL GET TOGETHER AN INVENT TAXS WHICH HAFE OF THEM DONT PAY,. MAKING FIVE TIME MORE THAN US ....MOVIE   TO WATCH IS " DIS- STINGUISH GENTELMEN " WITH   EDDIE MURPHY...THAT A TRUE FLICK. THEY TAKE OUR MONEY FIX A FEW THINGS, THEN SPLIT WHATS LEFT AMONG THEM SELF ...THIS DAMM UNCLE SAM CRAP IS FOR THE BIRDS  HE BEEN AROUND SINCE I WAS A CHILD, WHAT HE NEVER GONNA DIE?? ANOTHER GROUP OF GREEDY **** FOLKS,  WANT TO DRAIN U DRY YET THEY DONT PAY TAXS E ITHER .. STOP USING CREDIT CARDS ONE WAY TO LEAVE THEM HOLDING THE BAG.. ..USE CREDIT UNION FOR UR FUND....

 

NOTICE THESE BANK STOP RETURNING UR CHECK THIS CUT OUT JOBS....... NOW ONLINE BANK U GOTTA PAY EITHER WAY ..DONT USE UR COMPUTOR FOR BANKIN ONLINE. EVERYBODY DONT OWN A P.C.... STOP BUYIN ANY ELETRONIC MADE OVER SEA..NOTICE U CALL FOR HELP THEIR IN INDIA, GETTIN CHEAP LABOR HAFE OF THE TIME U DONT UNDERSTAND THEM... UNITED STATE DONT GIVE A DAMM ABOUT US ... LOOK AROUND FOLKS ...OBAMA PROMISE JOB WHERE THE HELL R THEY?? I'LL TELL YA ((((( OVERSEA ))))  WALMART AND ALL THE OTHER STORE RAN THE BUTCHER SHOP AN LITTLE STORE OUT ... TAKE NOTICE WHAT USE TO BE 10 CENT IS NOW 20 CENT ...STOP SHOPPING AT WALMART , K-MART CVS  THEY HAVE A FEW MEAT MARKET LEFT... SHOP AT THE DOLLAR STORE UNTIL THE ABOVE BRING THERE PRICES DOWN.... PAY ATTENTION PEOPLE .. SEND AWAY FOR UR MED ITS CHEAP THUR AARP AND OTHERS PLACE.. CVS JUST MAKIN SURE THEY KEEP THE LIGHTS ON.... WE ARE OVERCHARGE... FRED IS A GOOD STORE TO SHOP..(GA)     HOPE NO ERROR

Giantegoohoh2010
May 20, 2012 2:09AM
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If this article is true then the report is worthless.
Giantegoohoh2010
May 20, 2012 2:05AM
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Credit reporting is a scam...The guy who invented it said as much on the news shows year ago. Another way to keep the masses in check. Gonna look again but I do not see the story so far. If it was all so good and clear how come you get three different ratings from three different company's
Toe520
May 20, 2012 1:52AM
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keep a low score and you will never be tempted to go in debt again  .Don't play the game.  More borrowing leads to more payments with interest. That's just what they want.  It serves nobody but the fatcats  .Use reverse psychology on these suckers.
t miller
May 19, 2012 11:37PM
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i am sking anyone that might know this, do we have to give out our ssn to auto insurance before we can have insurance and if not then if i refuse to give out my ssn will they refuse me insurance for my auto

 

Kent Taylor (Kent Taylor)
May 19, 2012 11:18PM
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Credit is throwing your money in the trash.
Kent Taylor (Kent Taylor)
May 19, 2012 11:16PM
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I have a mortgage and car payment. The credit cards got shredded years ago. The credit card companies can shove em. The rest of the debt is being shed fast and they can shove the credit score as well.
Card Fraud is too common
May 19, 2012 10:57PM
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These REPORTS follow no standard, accepted accounting practices and have a typical accuracy rating of "ZERO"....they give me a Number but won't add the word "JUNK" or "A rating of ZERO" on their Reports.  They rate me....why Can't I RATE THEM???

 

indangered
May 19, 2012 9:01PM
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lol.. even your auto insurance is based on your credit score. take me im with farmers same as my neighbor. he has great credit mine is not so good. we have same coverage . he has a DUI speed tickets and 2 accidents i am accident free 25 years no speed and def no dui. i drive a 96 toy tacoma he drives a 2011 mustang GT.  and yet i pay 700 every 6 months and he only pays 465 every 6 mnths.so you get to thinking why . my ins said we took a rate increase lol but he is my neighbor rt nxt door. so i did some digging and the only thing dif between us other than the fact im 10 years older and he is a bad driver is our credit score. so i watched. over time i noticed every time my credit dropped my auto ins went up. kind of makes you wanna say hmmmm. your credit has nothing to do with your driving and they shouldn't be able to even glance at your report. but as with every thing else the first thing they ask for is your ssn. lol you know the number your not supposed to give out lol.
Timothy Rupp
May 19, 2012 8:35PM
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Look You ****es...No MATTER your credit score...You can't borrow your way into PROSPERITY!  EARN IT FIRST.....THEN BUY IT!!!
Charlie Sheen134
May 19, 2012 8:21PM
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can anyone tell me why there is black dude being hancuffed on the cover page for a credit report? I guess I'am missing something.  
Really Free
May 19, 2012 8:14PM
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I tried ANNUAL REPORT.COM. There it was at the end of the process. CREDIT CARD NUMBER REQUIRED. I guess nothing really is for free in this world.
Jamerican07
May 19, 2012 5:13PM
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...just the kind of moronic racial comment one might expect from someone whose undeveloped cohones are covered buy a too-too.
when789
May 19, 2012 4:53PM
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Yes, own a house at over a mil Dollars, and have a bad report because some company lost one payment, and yet over 2 Mil in assets--only in USA are you allowed to have that kind of harassment!
ace577
May 19, 2012 4:38PM
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it just warms my heart to see black men getting handcuffed
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