10 best and worst states for credit

Credit conditions vary widely from state to state, with considerable differences between the best and worst ones, as these rankings show.

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Is it not interesting that some of the best states are those often ridiculed "fly over states". Seems to me that a lot of folks on all three coasts(Pacific, Atlantic and Gulf) could take some lessons from the hardworking, frugal middle Americans.
although   i  live  in   the  worst   credit   state  nevada   my  credit   score  is  833  wonder  how  that   could  be   i'll  sum  it   hard   work   hard   work!!  and  common  sense  i  do't  need   some  internet    by  line   telling  me   how  bad   america  is  and how  bad   credit  is    to  maintain    hard  work  baby   and  commiment !!
Nov 28, 2012 3:31PM
North Dakota also has the only state-owned bank in the nation. It started in 1919 with $2 million in capital, and now has $270 million in capital. With the state's #1 ranking for credit, it certainly makes the case for getting rid of the Fed and instituting a new system that would allow our govt. to make money for a change instead of having to borrow it.
Nov 28, 2012 2:24PM
Nov 28, 2012 6:16PM

Upper Midwest and Western States are really populated with common sense type people who work hard and spend wisely.


Many states at bottom of list are like the Federal and State Government(s). Spend now, figure it out later.


Nov 28, 2012 4:18PM

South Dakota is a state where most jobs are at, or barely above, minimum wage.  Many people have to work more  than one job just to pay our high rents and utilities.  South Dakota has gotten a lot of media coverage about our credit worthiness and business friendly atmosphere.  However, they forget to talk about the thousands of disenfranchised people in South Dakota who can't get jobs because they live on Native American reservations where there are no businesses and no jobs.  As a researcher, I seriously question how these so called great statistics are being derived.  Maybe they just leave out 10% of the population who are barely surviving.

Nov 28, 2012 6:09PM
isn't it amazing the state I live in has the #1 worst in 5 different categories and President Obama quietly stopped extended unemployment benefits to those poor souls who are having trouble finding a job and keeping their heads above water - WOW
Nov 28, 2012 5:35PM
I can't understand why people call a whole state "idiots".  Write like you would speak to real people, with kindness.
Nov 28, 2012 6:02PM

Credit score= Worthy Humans

The pathetic relationship between good scores and bad is what is wrong with the whole system of rating individuals as worthy or not. When you die ..NO one cares about your damn score. Live life now as you never know when your going to be called up and never lived life, all sit around and care about there score and what the Government and banks want you to think.

Nov 28, 2012 4:19PM

The south hates Unions.  Ironic how they are the poorest states in most cases with the least educated people?  I think not.  They are idiots in the south.  They want insurance and pensions like everyone else but they just arent smart enough to know how to get that stuff.  And they hate on the states with people that are smart enough to know how to get them and has those things. 


Mississippi, Florida, Tennessee having the worst credit scores doesnt surprise me at all.  I am surprised Indiana and Illinois were on the top 10 worst list. 

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