10 things credit cards won't buy

Credit cards can be convenient, but they won't buy everything. These are a few of the items that may require some cold, hard cash to purchase.

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VIDEO ON MSN MONEY

66Comments
Apr 25, 2013 4:06PM
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no, credit cards cannot be used everywhere, but everywhere they can, I do.  1)   I pay my monthly bill  in full each month, so my credit soars and I gain reward points while paying no interest.  2)  they have buyer protection so if the product is ruined within a specified period of time you will be reimbursed.  my puppy chewed up my new Bluetooth and with proper documentation, I received a check for the entire purchase price, including taxes.  3)  most important, when you are cheated while using a card, which  happens far too often, especially with on-line purchases you can dispute the charges.  with proper documentation of fraud, you're bound to win.  I have never lost a dispute, including one against a doctor!!!!  you must present your case in a business like manner and have supporting documentation, but, it works like a charm,
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You can't hire a prostitute with one either.
Apr 25, 2013 7:04PM
Apr 25, 2013 4:16PM
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Credit cards won't buy peace of mind.
Apr 26, 2013 2:06PM
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While credit cards can decline.... cash does not.... I NEVER USE CREDIT CARDS cause I don't like paying there interest rates and stupid fees!! Unless its an emergency I never buy somthing if I don't have the cash.   

Apr 26, 2013 2:36PM
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Cash is king until you loose it or it's stolen......you can't insure cash, unlike a credit card with limits of protection and buying power. You can't use cash online....where many purchases are now made.
Apr 26, 2013 2:38PM
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I don't think the author did their research here...

 

You can pay tuition with a credit card.  I graduated from a community college and a major university.  I would pick my classes and pay online with a credit card.

 

I made a down payment with a credit card as well.  I purchase a car late on a Monday evening.  I knew I had the money in the bank for the down payment but I forgot to bring my check book to the dealership.

Apr 26, 2013 2:44PM
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You can't buy online porn with a credit card!!!  LOL!

I think the online porn industry would implode if they didn't accept credit cards!
Apr 25, 2013 6:38PM
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Well a lot of stores wont take your credit card but they all take the EBT cards. It used to be you could only buy certain food items with food stamps. So the people who were cheating the system (which was about 75% at that time) would just sell the food stamps at a reduced face value and buy their cigerettes and booze with that money. Now the 90% cheaters just swipe the EBT card and you can buy anything. It even works in the slot machines at Las Vegas. That is why EBT stands for Every Body elses Taxes. You know the welfare people don't pay taxes either. They should shut down welfare all together. Unemployment should only be for 8 weeks too. There are plenty of jobs out there. People just don't want to work for a living. They are entitled to free money and by God You are going to pay me to sit home and drink beer.
Apr 26, 2013 3:19PM
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I found all 10 of the 12 things plastic won't buy to be pretty weak. I noticed the wording "probably won't" every time. College tuition, stocks and medical pot sounded solid. Buuuuuuut, walk into a car rental place with a bag full of cash and see how fast you rent a car, it ain't happening. You need plastic to rent many things including tools of all kinds, carpet cleaners, etc, etc. These people here saying don't buy on credit probably don't or have ever had a credit card. You don't purchase what you can't pay off at the end of the statement period. It's only temporary credit. It's a huge convenience. It's not safe to walk around anymore with cash. Plastic any day.
 
Apr 26, 2013 2:39PM
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So basically with out cash Vegas would become a ghost town..........How would you " make it rain"for the strippers??
Apr 26, 2013 2:36PM
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Yeah....not sure why my "medical marijuana" dealer won't accept my Visa Card!?!?  Anyone have ideas?
Apr 26, 2013 1:39PM
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also no credit cards from street food vendors nor from office's vending machines
Apr 26, 2013 4:00PM
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I have travelled the world and whenever a U.S.A. greenback is offered, it gets snapped up.

Continue to cry.
Apr 26, 2013 6:37PM
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I see all kinds of comments concerning this, but the one issue I think everyone should think about. Businesses are charged a fee by the bank each and every time a customer uses a debit or credit card. Usually these fees are higher for credit cards and credit cards can have extra charges depending on type , bank  etc.

Owning a small business that takes both credit and debit cards I was finally forced to place a $5.00 minimum purchase for card use. You will read in the media how Banks have been spanked by Washington for illicit fees and charges and The big box stores even had a class action suit against the banks about this which resulted in a repayment if court approved of 1/2 of 1% of the illegal charges. So for every dollar we get back 1/2 a penny. Now some businesses actually charge a fee for card use but I have never done that. Actually even that is illegal but people just pay it. I ask for the future growth of especially your local small businesses that you all consider carrying at least a small amount of cash to save the small business owner these fees. I never personally purchase anything under $20 with a card, and I hope it helps that business stay around a little bit longer. Remember that in economic slow times like we have now and have had for awhile, Business owners struggle also. We are not all rich just because we have a business, in fact a lot of us have less spending capital than the average working man or woman.

Apr 26, 2013 3:22PM
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merchants are just glad to get the sale now. most take plastic.

Apr 26, 2013 3:41PM
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Ok, that is a BS article.  First, I have bought a $25k car entirely on credit card.  0% interest rate for 12 months.  Put the money in the bank, collected interest and paid the car off by the 12th month.  Sure way to add miles and earn interest.

 

Paid college tuition back in 90s with credit card as well.  Tuition was much cheaper and I guess schools didn't care much.  I don't know my school still takes credit card.

 

I have also used credit card at discount stores...although not Aldi.

 

On the gambling slide..."They're joined in the effort by casinos that are dedicated to responsible gaming practices and working to prevent behaviors that will fuel compulsive gambling".  Responsible gambling...yeah right.  That is why they have ATM machines in the casinos.  In fact, they don't take credit card because they want to suck every penny out of you that you "own", not someone else's money.

 

About the slide on discount stores that take Visa only.  Well, most people have more than 1 credit card.  if you qualify a "specific type of credit card only" then add Costco to it as well.  They take American Express only

Apr 26, 2013 4:33PM
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I have bought both cars and tuition for both step-sons for years with my CC.  This is a stupid "story".
Apr 26, 2013 6:38PM
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that is awesome...

still waiting on the zombie apokolypse
Apr 26, 2013 5:13PM
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3 cheers for Alexander Hamilton !!!
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