10 dog breeds that rile up insurers
Whether fair or not, underwriters have singled out these pooches for special scrutiny in homeowner policies.
MORE ON MSN MONEY
VIDEO ON MSN MONEY
This would make sense if choices were based on statistics. The quantity of bites to the quantity of dofs registered in a specific breed is a statistical sample. But companies base the list on payouts--not quantity of incidents. Worse, yet, the payouts include mixes. Just because a mixed breed "looks" like something, there's no real basis of proof. Only a registered dog with breed bloodlines can prove what it is, especially now that the AKC uses DNA results. So, without a statistically reliable samle of bites to quantity of dogs in that breed, the list is just one that angers insurers because they couldn't sidestep a payout.
Have a purebred on the list? Just call Safeco, a Liberty Mutual insurer. We have nine dogs--no problem, plus we saved almost $300 a year even though we've had 62 years with the same campany and no claims. Thank you Safeco.
Copyright © 2013 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
RECENT ARTICLES ON CREDIT SCORES
Even those who don't like to shop are probably hitting the stores this month. Here's what to be on the lookout for and here's what to avoid.