VIDEO ON MSN MONEY
.......................It confirms what most of us know already.................
The vast majority of the states were GOP Red states with very low amounts of blacks and hispanics.
These types of quality Americans budget their money, invest wisely....and the bottomline - pay their bills on time. The other factions - Don't!!
Hay where is California and the wonderful Job Nancy Pelosi has done giving her husband insider trader information. What a loving couple.
I would say North Dakota is tops because of the large farming community. Farmers avoid credit and pay their debts on time leaving very little to be written off.
These states have the lowest number of Blacks and Hispanics per capita. Plus these states have higher than average employment with North Dakota having the best economy in the country all due to the fracking boom.
So the key to States getting high credit scores is to attract people with high ethics that want to work and then have pro job policies to help get them employed. Hmmm... novel idea?
I would loved for this article to have revealed where the predominantly democratic 'hand me out' States rank; California, New York and Illinois come to mind. Perhaps rank 50...49...48 respectively.
Credit scores are becoming less important every year. What jobs you hold, length of employment, consistency of wage/salary are becoming more important than they were a few years ago. 10 years ago my credit was almost at the bottom with judgements and delinquent medical bills........now it's nearly at the top. Was just approved for a 30k credit line from a credit card company as I've never been late for one payment on anything for 10 years. Boy does that feel good........living within my means is harder but much happier and WAY less stressful.
Also, it's nice to see there are no Obama or Republican bashers posted yet..........since I'm the first post.
Happy Thanksgiving to ALL................
Tell the truth---you have a better chance of being more credit worthy based on your income---teachers in Arizona start in the low $30's today, and may get a raise of almost $1000 every year. So in 2013 it will take you almost 20 years to earn $50,000. What about paying back student loans for those not born to the more affluent or generous--many people who work in finance earn tremendous amounts of money --2 of my cousins--so I know---Credit reporting agencies make people feel like they're bad at managing---well if you have pets, kids, car repairs, medical bills, it is a joke!!! HOPEFULLY IF THERE IS AN AFTERLIFE, WE WON'T BE JUDEGED BY OUR CREDIT SCORES! ALSO---the people who make all the money don't want to pay taxes for schools or their employees. When a poorer person gives or pays their tax---it makes a bigger dent in what they can save. While the rich make money from their money investments----when they give, it is a help to them for tax deduction purposes. Credit worthy is based on how much you earn--when it boils down to it---a lot of people use credit cards out of desperation for NECESSITIES!
You don't have to be an M&M. It's the middle class, that sets the bar high. They do not live beyond their means.
It's usually the higher rollers the creditors are looking fore.
What? New Hampshire & Vermont? Did Ben & Jerry do the research for this article?
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