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Did this author ever have their salary cut while trying to keep a house, wife & 3 kids afloat?
I like this article because it points out to see what triggers your spending. One topic I would have put in article is for married or living together couples, to be a team on finances. If one person is a saver and the other a spender, no matter what you do to save and pay off debt, you will never get there unless you are on the same page. I tell my children when they are ready to settle down and get married to pay attention to their signifigant others spending habits.
What, Americans out of debt? We simply can't have that. That would mean more citizens are financially independent and not easily influenced by us politicians. Quickly, raise interest rates, lower wages, increase taxes. We must ensure our constituents remain enslaved to the lenders who are under our control thus ensuring we have a solid voter base!
The Modern Politician
Debt free is an amzing feeling, but it takes hard work. My husband and I had hand me down furniture, no home improvements and minimal social spending for years. When we paid of our last debt, the house, I was tempted to celebrate with a spending spree. Luckily (but annoyingly) my husband is very level headed. We have since bought some new furniture and started upgrading our home. But we set a savings goal. When our savings is at a certain point, everything over it is for splurge spending. That means if I buy new shoes, then my bathroom remodel fund dwindles. Once we've saved enough for the new purchase, we move forward and pay ca**** worked for us and kept me from buying little things I want but don't need in order to save for the big things I really want. We've also found that offering contractors and such full cash and no financing can get us a bit of a discount.
Finally an article on this site that was written by somebody who makes sense. This is excellent advice!
For the rest of the stricken, can you tell us where a job that pays above minimum wage can be found?
Ok, then tell is where ANY job can be found.
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