11 life hacks for your wallet

Little things add up, particularly when you're trying to save a few bucks. Here are some tips and tricks to cut your expenses.

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Nov 15, 2013 10:05PM
Stop buying stuff you can't afford... 
Nov 15, 2013 8:38PM
Don't own a smart phone, now there is the big savings.
Nov 18, 2013 9:29AM
Start out young and broke...go to work M-F, find and marry a good value thrify shopper and cook, get a 15 year mortgage, buy drive cash cars, invest in flourescent lights thoughout your home, install low-flow water faucets, set water heater to 105 deg, use a good digital TV antenna, add extra attic insulation, update door seals and window treatments, point kids to in-state "state" universities.....and in 20 to 25 years (when you're 50) you'll be wealthy and wonder to yourself why you're still working. I can't stress enough the value of having a partner that's "with you"...a shopper that finds the great deals. ..And for men, got to learn electrical ,plumbing, drywall, flooring and how to fix cars...be that handyman.
Nov 18, 2013 9:17AM
I can't afford a cell phone, I can't afford to fly on airplanes, I can't afford to shop for gift cards, I can't afford to buy insurance, my thermostat is permanently set at 65 degrees all winter.  Why don't they tell real people how to "save money",  why is all their advice always for wealthy people?
Nov 18, 2013 7:49AM
New bills, old bills, doesn't matter to me.  Don't spend more than you make is the best and most simple way to keep your walled in good shape.



These days,nobody carry a lot of cash in their billfolds since most purchases are made by plastics.

so I need some tips on how to keep my plastic debit card fatter.

Nov 16, 2013 1:28AM
Nov 16, 2013 1:18AM
Do the people writing these articles ever investigate what they recommend? I read about that Usell site. A lot of people have been scammed by either not getting the amount agreed upon or not getting paid at all after mailing off their electronics!
Nov 18, 2013 12:22PM
Get rid of your stupid smartphone. You could save a fortune.  Probably a lot of lives on the highways would be saved also, maybe your own.
Nov 18, 2013 10:18AM
If you did not start off  rich from the beginning. Just plan on working your a$$ off having just enough and be Thankful for that.
Nov 18, 2013 9:43AM
Maybe if you do all of these ridiculous things you will be able to afford Obamacare.
Nov 18, 2013 1:08PM
Maggie, Maggie, Maggie -- don't you know who reads this stuff?  People who already know how to save a buck.  People who don't carry $50 and $100 bills around in their wallets.  People who already shop clearance racks, discount aisles and bargain bins.  People who think its more important to talk directly to people than texting them on $600-$800 cellphones.  Why don't you tell us something worthwhile like, "don't impulse buy - when you see something you like, think about it awhile and then decide if you really want/need it.  That will put more $$$$ in your wallet then the advice you gave today.
Nov 18, 2013 12:07PM

How about buying a used car instead of a new?  How about hanging on to the old car for a few extra years?  How about buying an economical car instead of a flashy one?


That's going to save a lot more than saving on car rental insurance, gift card granny or putting crisp, large bills in your wallet - combined.


The bills thing is just a mind trick, there are 40-50% off sales on winter items right now and I don't know how you save money by using your cell phone as a remote control instead of the remote control that comes with your tv.

Nov 18, 2013 7:15AM
12 if we get rid of Obama and his Unions!
You obviously haven't done laundry at a pay as you go laundry mat recently. That in apartment laundry is worth every penny. Not to mention saving your back by not having to pack that laundry in and out and up and down stairs etc. I will never again rent a place that doesn't have in house laundry.
Nov 18, 2013 1:09PM
Hard times as to good times. Have a look at culture that demands spending. If you do you're damned, if you don't you're damned. Re-track to a time when personal budget were trimmed and skinnier, but healthy.
Nov 18, 2013 12:02PM
The downside to waiting for special sales in clothing is that  if you wait you may not get your size. You also run the risk of it's not being there at all. I was taught at a young age to shop the small finer shops. Go in and keep your eye on something you want. Small shops will have the best sales as they don'thave the hanging space.  Sometimes the shopkeeper will even lower the price for you. I live in a condo. I thought that downsizing would save money BUT there are condo fees. They are constantly increasing. If you add it up you've got to decide if those condo fees are worth it.  My method is if I need it or want it and can afford it - I buy it.
Nov 18, 2013 2:13PM
Skipping in building laundry will cost you more in quarters and time and energy schlepping to the laundromat.

Poor suggestion.

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