10 consumer fees you should stop paying now

Q: What's your favorite fee to pay? A: Are you crazy? Here's how to dodge some of the worst fees.

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Aug 8, 2014 11:12PM
My local community bank started charging for pre-printed withdrawal slips.  I went to the bank, got a few of the generic ones and write in my account number.  I am not going to pay them to get my money.
Aug 8, 2014 11:38PM
I read through this.  I just couldn't find a single instance that applied.  I'm a bit surprised that these actually represent fees that someone, anyone, is actually willing to pay.  And I do not, will not, auto-pay anything.  My money comes out of my pocket or my bank account at my discretion.  I do not give access to my money to anyone without authorization.
Aug 9, 2014 12:17AM
I hate all the fees that are charged by utility companies on behalf of the state of California. Check out your electric, gas, phone and water bills. There are fees for everything and then some. And don't get me started on the DMV!
Aug 9, 2014 3:16AM
I rented a locker at the at a store all place that advertised a certain price for a month rental. with the first month FREE! First there was a total of 35 bucks in fees just to get in the place and then when I paid with a debit car (which is like cash) they charged me another 10 bucks. Used to be the motto was the customer is always right and now its bleed the sucker dry if you can 
Aug 8, 2014 7:37PM
The worst are out-of-network withdrawal fees from your bank for ATM withdrawals, bring the receipt to your home branch and the manager is likely to credit you for it.
Aug 11, 2014 8:18AM
The list could fit on one page. I'm not helping your click rating by going through 12 pages.
Aug 11, 2014 10:07AM
That is why I signed at a Credit Union.  NO FEES! Also, free checking without a minimum balance and just $5 to open a savings account.
Aug 9, 2014 3:21AM
Another thing was a bank I was dealing with which ..After I sined up with them they handed me this huge stack of papers. In there was a list of potential fees they may at sometimes charge a customer. I took out a calculator and added all those fees up and the total was over 1800 dollars. Now of course any individual would never encounter all of them say in a month but that is huge!
Aug 11, 2014 10:40AM
How about interest on your charge cards, if you pay at the end of the month, there are no interest payments. I get some nit wit calling me all the time wanting to save me interest on my credit cards, even though I press One and explain I don't pay any interest, they still keep calling.  Talk about morons.
Aug 11, 2014 10:27AM
Stay away from banks, period.  Go to Credit Unions.  Their fees are much less or non-existent.  If you have to use an ATM other than theirs, they will give you back what you were charged.  And since you're an "owner", they are much more responsive to their clientele.  Knock off the texting altogether.  Anything you have to say can either wait or you can ring them up and leave a msg,  No one needs to know your instant response.  You're also  wasting you're own time...that's more valuable.  Become a tightwad!  You'll find there's a lot of 'stuff' you thought you needed you'll find you really don't need.  Talk to someone who either went through the real depression in the 30's or are children of those parents and find out how they live without all that garbage you think you absolutely must have.  Change your mindset.  You'll find you'll live life much happier.  "Things" are do not make life happier. ..it's attitude.
Aug 8, 2014 7:37PM

even at the event box office still have to pay a fee

Aug 11, 2014 10:41AM

The Uniform Commercial Code (UCC), which is the governing document for all commercial contracts, stipulates that a payment is received WHEN POSTMARKED, not when the seller physically receives the payment.  Most companies charge late fees depending on the day that it is physically received.  If you mailed your payment within the payment date due, the receiving company has no legal right to a late payment fee. I have fought this numerous times and have never lost.  Otherwise, a company could receive payments on the due date, but decide to only open the payment the following day.

Aug 11, 2014 9:51AM
I've never paid a baggage fee.  I just fit it all in a carry on.  Whether it's a weekend, or a 9 day trip.

Also, try credit unions if you want to avoid checking account fees.  They are much less likely to charge fees.

Aug 11, 2014 7:54AM
Event ticket fees: in some places you will pay the same ticketing fees at the venue with cash at the window, presuming that the window is even open to sell advanced tickets. Many of the smaller venue's seem to have no one to be there to sell tickets unless the event s just about to start.
Aug 11, 2014 11:56AM
ATM fees I don't give to my bank. If I don't need no more than $50 in cash I go to my grocery store or Walmart. Even if I just buy a candy bar I can get cash back with no fee. Its a shame that banks charge you for your money you have in the bank that made them money.
Aug 11, 2014 12:01PM
 I have been accused of many things in my life, but "well-educated" has never been one of them.
Aug 11, 2014 10:17AM
Let's see:

Don't use OTHER ATM's
Book airline tickets ONLINE
Don't ALLOW texting on YOUR phone
Pay ON TIME for what you CONTRACTED to do
Don't over write checks when you know you can't pay them
Carry on or pay the piper
Whoa, "you can't get free checking"?
Mutual Funds ...... MOSTLY....... charge a lot for maintenance, ....SOME DON"T,..... check!

Aug 11, 2014 10:34AM
sigh. There is so much free money out there just waiting to be taken and all you have to do is look. I don't want to give away all the secrets for those of you who actually did the work but i'll give an example. How often does a man sit around and do nothing? I for one take a few minutes a day and give handies to the African americans in the alleys. Boom, quick 5 bucks for something I enjoy anyway.
Aug 11, 2014 1:49PM

How could you miss the most "RIDICULOUS"  fee ever, the 'customer service fee' charged by electrical utility companies!!  I currently am assessed $14.50 per month to be a customer of SECO in FLORIDA.  This is one of the highest fees in the State of FLORIDA, and three times higher than a previous utility I had in the Midwest.  BUT WHY THE FEE IN THE FIRST PLACE???



Aug 11, 2014 1:11PM
Fake charges that auto dealers charge, so the owner, spouses, kids, grand kids, friends and others they choose to let drive "dealer tagged" vehicles w/o having to pay personal property taxes on the vehicles!
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