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my sister woke me up early one sat morning she wanted to get this great deal on a computer they were selling on QVC. She did not have a credit card to put the purchase on . It was $1600.00 with lots of apps and rebates of $500. I had just gotten a brand new Chase card, nothing on it. I charged the computer on that card. Gave her the credit card account number and where to mail in the payments and forgot about it.
Two months later open the mail no payment. I called her up and asked why. "Just haven't had time, sorry, I will get that in the mail". Another month goes by next bill, no payment. To this day my sister never mentions that loan. She never made one payment and I never asked her about it. It took me two years to pay off the card. I later found out she received over $500 in rebates and never sent me one dime. To this day she never said why she didn't pay it, and I never asked. I just don't loan money to family members anymore.
If you lend to family and friends,.....never expect to get it back,....when it is paid back it is nice and when it isn't,.....well, maybe someday,.....but NEVER charg interest to family or friends.
My son lost his job and has lived with me for a year. He was collecting unemployment and working odd ball jobs. I did not request any rent, but when he landed a big job, he was still at home with me. When I told him he had to start paying rent - and it was not much, just 400/month, he moved out. Bwaaahhh!
Now I got my old bedroom back, so all my junk in the garage can go back in it. LOL.
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