8 home protection tips from the pros

Want to avoid a claim? Here are some simple steps insurers themselves take to keep harm at bay, from preventing fires to making their homes less attractive to burglars.

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VIDEO ON MSN MONEY

15Comments
May 7, 2012 11:44PM
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point a gun and shoot the bastard trying to break in, then shoot em again.
May 1, 2012 2:22PM
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My neighbors have those little lawn signs that say "protected by ________ alarm system."

I have one that says "protected by Smith & Wesson".

May 1, 2012 11:31AM
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Hey that's a GREAT idea! Spend 30 minutes trapsing through my house unplugging appliances that have virtually ZERO risk of catching on fire when they're not in use, then spend another 30 minutes when I get home plugging them all back up! Brilliant!

May 1, 2012 1:48PM
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OK, so tell me...how do I protect my property from local thieves and burglars? No police department to call, the nearest town is 11 miles away...IF I have a problem, I have to call the county Sheriff's office which is over 60 miles away....and They very rarely ever respond...big county and only a handful of deputies.

I put up signs and they stole them. So, I put up barbed wire fencing and they only left the holes where the "T" posts used to be...Dogs are of little use.  They bark all the time due to coyotes, and wildlife roaming thru the area...

Short of setting up guard towers, complete with machineguns and Marines, I don't see any way to stop the jerks....

I have all kinds of lights, motion activated and driveway alarms...They come in when they see me leave the property, and just take anything and everything, whenever  they want....Welcome to Arizona!

And NO,  I am NOT making any reference to any race, but FYI,  they are ALL  white!

I am NOT on the "grid" and only have solar and generators,(until they steal those !)

I leave a light on and a radio when I am out..They come in broad daylight, and middle of the night...they watch , and they know how many people came in and how many leave...Now about a hiding place,...what am I to do? Cut down all my trees which serve as a windbreak? As for the "community", THOSE are the BAD GUYS! You call them neighbors!  Short of hiring a squad of Veterans, I can't see any way to keep them at bay....YOU?

May 8, 2012 7:32AM
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Sliding glass doors are very easy for a burglar or crazed maniac to break into.  The locks on these doors are easily pryed-open with a screw driver.  To prevent the door from sliding-open get a piece of wood about one-half inches thick and about two inches wide. Cut the piece of wood so that it is just shy of the length of the inside grove that the sliding glass door slides in. Then at night when you are asleep or when you are not at home place the wooden strip in that inside grove of the sliding glass door. No one can slide the door open even if you forget to lock it.
May 7, 2012 9:22PM
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By the way, to those of you who couldn’t figure it out on your own, I was just kidding about the rock salt thing. As much as that’s what we’d all like to do to these thieves and vandals, and even though it wont kill anyone (just make them scream in agony for a while) its illegal to shoot even salt at an unarmed persons a*s. And if he is armed you want to have real ammo and shoot to kill.

May 8, 2012 10:11AM
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Buy a gun and learn how to use it........
May 8, 2012 11:06AM
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I have an alarm system that I can arm and disarm remotely. The system uses a cell phone to transmit an alarm. There are no phone lines to be cut. When we are home, we arm the system to only respond to a door or window opening. Only the interior motion detectors are disabled. The alarm is so laud, it will definitely wake us  As my wife calls the cops, I get one of two well hidden pistols. One is a .357 Magnum. It is loaded with low flash, full load rounds. The other is a 9mm with a laser sight. It is loaded with one in the chamber and a 13 round magazine. It is loaded with high velocity hollow points. I have won many trophies for pistol shooting. If I have to shoot an intruder, I am aiming for his medulla. (That is, shoot at his lower teeth)  He will be dead and incapacitated before he hits the deck. If armed, he will not get a shot off.  I have no compunction about killing an intruder advancing toward us.

 

May 7, 2012 9:09PM
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I have to disagree with the idea of unplugging ALL the appliances in your house, particularly those that draw no current when not in use, like toasters, blenders, etc. Also, if you tend to pull on the wire when unplugging something, as many people do, this will likely eventually lead to a short in the wire which is a thousand times more likely to case a fire than the appliance itself otherwise would if just left alone. And if you want to unplug things which draw current when not in use like computers and TV then its best to just turn off the power strip rather than unplugging them.

And to Bill in Phoenix – you CAN keep people out of your house but its not cheap. First you need to replace your doors and frames with ones that cant be kicked in. Then replace all the first story glass with unbreakable lexan. You can also get a security system that allows you to view video feed from in and around your house on your smart phone when you are away. Of course if they are really entering your house "every time you leave" I would have a friend hide in your house while your gone with a sawed off shotgun. And if they’re just unarmed kids you could load it with rock salt and give them both barrels right in the **** cheeks. Nothing says "don’t come back around here" quite like rock salt in the ****.

May 7, 2012 11:23PM
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I went ahead and had an alarm system installed with dual LOUD audible alarms and inside and outside strobes. It can take up to forty minutes for deputies to respond where I live and about fifteen for ambulances to get here. I just as soon not have to deal with the aftermath of shooting anyone.
May 8, 2012 4:18PM
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With regards to #6:

I disagree with the lights being kept on all night especially when someone goes away & does this. I do middle of the night deliveries & see certain people leave lights on all the time (some entire home), trying to give the appearance that someone is home. All that does is make it look the opposite. In the early darkness & your house is all lit up then a would be prowler must be thinking that you are home. Given that logic, and he sees that everyone elses houses are dark, then they must all be away during the night rather than being asleep! Very poor judgement. Whenever I see lights on all night, I immediately know those people aren't home. Smarter move would be to put a lamp or two (or TV) on a random timer. Better method to give the illusion of someone being home & better protect your home.

Apr 8, 2013 7:36PM
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8 home protection tips from the pros - insurance claims - MSN Money : Try this site where you can comapre quotes from different companies:  usainsurancequotes.net
May 9, 2012 12:33AM
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Hey Bill In Phoenix, Man Traps, Low Level , In caps Only, follow trail, give him a Choice, Then, Make'em Limp .    ...
May 8, 2012 11:05AM
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I recently wrote an article that might be helpful to readers on how to better protect themselves from a burglar:

Burglar Reveals 15 Trade Secrets - A Look into the Mind of a Burglar
simplisafe.com/blog/burglar-reveals-15-trade-secrets-look-mind-burglar

Feel free to share or re-post!

May 8, 2012 4:40PM
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booby trap your home and blow up your friends by mistake then get on TV and be famous doing ads for guns and bomb making equipment that helps out the boy scouts raise money for their legal defense fund against gays invading their sleeping bags.
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