VIDEO ON MSN MONEY
When one was not born into wealth, one has to make a foundation, to build wealth on, or one will continue the cycle of poverty. Parents should instill in their children, from birth, the importance of valuing whatever money they obtain. It's easy to spend the money but it's difficult to earn it.
Spend a little, and save the most.
Again I do not have money issues and since I dont live that life hard to tell someone that does.
Obama followers money habit #1. Expect people that earned money to give it to you.
The battle some people have to save money is similar to the battle some have with losing weight. Everyone has their own ways that they trick themselves into thinking they're not sacrificing, or making it so organized it's a hassle to stick with. The only trick you need to know is simple. To lose weight, burn more calories than you consume. To save money, spend less than you make. Too many people have that backwards.
I dont like the idea they gave about freezing your credit cards and using a debit card... I find more people get in trouble with a debit card than a credit card... Because they use their debit for something and don't write it down and the next day look to see how much is in their account -and that previous transaction hasn't gone through- and see they have x amount and spend x amount and then find out they just went into the red...
I saw use cash. I use checks for all my bills(food/electricity/cable/etc...)... only thing I use credit cards for is gas, online purchases, or in emergencies... Otherwise I always keep at least $10 on me... Plus I write all my charges down I make on my credit card, plus of course all my checks I write down... And once a week I verify my checkbook is balanced with what I have in my account...
But that's me...
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