9 ways to know if you're middle class
There's no hard-and-fast definition, but surveys show what kind of income and lifestyle you're likely to have if you -- and others -- think you're middle class.
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I am middle class for sure...my take on secure job is the best are the hardest...you can't just add jobs to the job market...how secure is that? I make about $65,000/yr delivering product in a stinky old truck that looks like a junkyard on wheels for a 70 year old company...I am a Teamster and haven't missed a scheduled workday for my almost 6 years with the company. You can't just add those kinds of opportunities...but it seems they are becoming more rare...I Love My Job!
If you have to worry about being laid off because you don't have company stock options or a golden parachute, you're Middle Class.
If you've never received a company bonus, you're Middle Class.(A little flash - Hostess wants 19 people who were part of the brilliant management team that lead the company into 2 bankruptcies to be paid a total of $1.75M in bonuses while handling the company liquidation. That's in addition to their salary)
If your raises haven't kept up with inflation for the last 10 years, you're Middle Class.
If you have a job where people who don't work 8 hours per day make sure you do, you're Middle Class.
If your parents had better benefits at their job than you do now, you're Middle Class.
If your vacation home and regular home are the same place, you're Middle Class.
You don't get perks from the government for being wealthy. Far from it. The more money you make, the more the government tries to take from you. People who make poor decisions are the ones who usually get the most perks from the government! I know, I've been on both sides of the fence. We were on welfare growing up and us kids suffered because my mother couldn't get her act together. I vowed that I would never be like her. I graduated college with honors, made good choices, and my husband and I save our money and live an upper middle class lifestyle. It's sad that in our country bad choices are rewarded. Good grief, 50% of people in the US don't pay any taxes!
Who's fooling who the politicians, the statistics or are we trying to psych ourselves out. I use to be what I considered middle class, having 401k adding 2% over my company's matching funds, life and health insurance, a couple of stocks here and there, if the economy turned downward for what ever reason all i had was in jeopardy in a moments notice and this is with a household of 3 making a little over $60,000.00 annually. After reading this article once my job was eliminated and me now on disability I see I have been fooling myself for a long time. Oh I have been to Disneyland but not with $4000.00 to spend not even $2,000.00. I have never been materialist I drive a 2007 american made automobile only buy myself something new maybe every quarter nothing over $100.00 and a child that when she reached 16 found it necessary to get herself a job because she needed thing that I could afford once my husband passed away which left us with an income of only 47,800 yearly Our home was a modest only paying $750.00 no credit cards I did not squander money on things extravagant living or try to live as if i had money i didn't have after my husband passed i did take our daughter shopping more often than usual but again nothing extravagant, sometime we would go on our dirt cheap shopping trips. {that's when we went shopping if it was not on clearance rack with a coupon or an additional percentage off the sales price it was off limited} with all that being said and nothing going down in price and the are salaries are not keeping up with the economy and many benefits' being taken away we can be middle class today and close to poverty the next, and oh yes I have taken a look at was will not be available to us as reductions in 2013 that will not only hurt the upper class but all classes unless one household combine themselves with a second household a lot of people will be in for a rude awaking when filing there 2013 taxes and trying to make a living and keeping there head above water through 2013. I am now on disability and finding it hard to get any assistance, I have worked since I was 14 years on legitimate jobs sometimes 2 jobs with an associates degree in money and banking. I have never had any public assistance in my life even when I had a child out of wedlock not a penny. Why is it now so hard for me to receive assistance I am now a widower and live alone in a 55 and older complex but I still can't afford the luxury of a vacation and if I save anything or own anything over $5,000.00 dollars I will have to move from here.
Not all people that need assistance are lazy and looking for a handout Like I said I had worked since I was 14 years old and 33 years of my profession am I grouped in with the lazy or unfortunate people people that life of government handouts and is there a way to get around that stereotype.
P.S. GOOD LUCK TO ALL OF YOU WHO MAY FIND YOURSELF IN MY PREDICAMENT IN THE FUTURE THE MONEY YOU THINK YOU HAVE FOR THE FUTURE IN THIS ECONOMY DWINDLE SO FAST IT'S SCARY I KNOW I THERE
signed middle class smitter class {help !!!!!!!!!!!!!!!!!!!!!}
WITH THE TAXES THEY TAKE OUT MY CHECK NOW I BARELY CAN MAKE IT AND NOW OBAMA IS RAISING ALL OUR TAXES
WITH HIDDEN TAXES IN OBAMACARE AND ENERGY AND FUEL AND OTHER TAXES! WHY THE HELL SHOULD I KEEP WORKING
TO PAY FOR HIS BIG SOCIALIST GOVT AND OTHERS TO SIT ON THEIR BUTTS WHILE I WORK FOR NOTHING?
What is really sad is that between my wife and I we make about 120,000 a year. But with student loans, car payments, day care, mortgage payments plus rising cost we barely make enough to cover the bills. Just so you know that both vehicles have over 100,000 miles with one of them paid off. We don't live extravagant and go out to eat but once a month. My wife's student loan payment is 650 a month for the next 30 years for a job that only pays 36,000 a year. Talk about a bad investment!!!!!!!!! I don't see any of that mentioned in this so called middle class debate!!
I never shop at Target because they wouldn't allow the Salvation Army bell ringers at their stores here.
I'm retired, kids are grown and gone, don't need college savings.
Paid for my own education by working hard, while at the same time raising my family.
House paid off 20 years ago.
Living off 30% of my retirement income.
Have no debts and shop wisely and never use credit cards.
Have excellent healthcare till Obamacare screws it up.
I'm an Independent who will never support Obama and his communist regime.
I am probably in a better position than most people, richer and poorer.
A lot happier too.
My goal in life is to see the 28th Amendment pass, limiting government.
Where does this put me?
My husband and I fit 4 of them. I thought we were middle class but according to this we're not that fortunate. Not having a Target close by I shop at Wal-Mart. He has a secure job but I don't. We have no health insurance because the premium is too high and the deductible is ridiculously high. We are strong Republicans because we believe in fewer government handouts, not more, and less government control, not more. We are slowly saving for a modest retirement, but cannot help our children get an education nor can we afford a week long vacation anywhere. To us, a vacation is a long weekend at his folks' in another state. Should I start standing in line for free handouts now?
Forget about being middle class, the 1% in this country are selling real Americans out you will all become slaves.
My sons company hires dozens of H1b visa engineers to replace what few American engineers are left after they lay off anyone over 30. I went to visit my son at his office and it seemed like I was in a forgien country, out of 200 or so engineers maybe 12 were Amercians who spoke with no accent. The place was crawling with engineers from India and China.
While our country struggles with 10% unemployment these anti-American companies fire our people and replace them with imported labor all in the name of greed and a bonus for themselves. There was even a video posted on U-tube where a law firm instructed American companies on how to fire their American workers and replace them with imported ones and get away with it.
Recently a law was introduced by the Republicans that would make it legal to import UN-LIMITED H1B visa workers to take what few decent paying jobs this country has left. Now they will not even have to move their operations to a forgien country but can just import the labor directly to take American jobs while enjoying our infrastructure and for the time being stable country.
So forget college, forget a future, learn to speak Chinese and if you are a young female learn to sell yourself because that is the only way young Americans will be able to survive once the Republicans and their 'job creator' too big to fail masters get through with this country.
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