9 ways to know if you're middle class

There's no hard-and-fast definition, but surveys show what kind of income and lifestyle you're likely to have if you -- and others -- think you're middle class.

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134Comments
Dec 1, 2012 3:10AM
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OK, I'm middle class as are most people I know, but honestly....I don't think any of them were/are able to put away $48,000 for each of their kids' college education.  Anyone else think that number seems high?
Dec 1, 2012 2:59AM
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I am middle class for sure...my take on secure job is the best are the hardest...you can't just add jobs to the job market...how secure is that? I make about $65,000/yr delivering product in a stinky old truck that looks like a junkyard on wheels for a 70 year old company...I am a Teamster and haven't missed a scheduled workday for my almost 6 years with the company. You can't just add those kinds of opportunities...but it seems they are becoming more rare...I Love My Job!

Dec 1, 2012 1:43AM
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Middle class means merchant, professional, etc.  The fake feelgood definitions of today are meaningless.  Working class is working class.  Pretending that everyone between Bill Gates and crack whores are middle class is useless.
Dec 1, 2012 1:17AM
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If you have to worry about being laid off because you don't have company stock options or a golden parachute, you're Middle Class.

 

If you've never received a company bonus, you're Middle Class.(A little flash - Hostess wants 19 people who were part of the brilliant management team that lead the company into 2 bankruptcies to be paid a total of $1.75M in bonuses while handling the company liquidation.  That's in addition to their salary)

 

If your raises haven't kept up with inflation for the last 10 years, you're Middle Class.

 

If you have a job where people who don't work 8 hours per day make sure you do, you're Middle Class.

 

If your parents had better benefits at their job than you do now, you're Middle Class.

 

If your vacation home and regular home are the same place, you're Middle Class.

Dec 1, 2012 1:10AM
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Well their story doesn't hold water. In San Francisco and the greater bay area along with much of Southern California, you can't buy a house unless you make $150K/yr.  Not hard to do if both work as police, firemen/women or plumber, electrician,ect.  Reality is you are poor if you have a family of 4 and make $60K/yr.  Rent for a 3br in S.F. is $3000 starting...I should know since i just rented one for $2975 and it was the cheapest one on craigslist. So for all of you who hate the rich then i would say start with hating the people who make $350k and up...well ok they are not rich but since they make more than you, you;lll find a reason to hate them anyway.
Dec 1, 2012 12:40AM
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And what is Sllie Mae doing to help? Upromise is a joke!
Dec 1, 2012 12:38AM
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We do not lean democrat because we don't believe in getting something for nothing like all the dems and libs believe in. We WORK to pay for the lower class! 
Dec 1, 2012 12:07AM
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You don't get perks from the government for being wealthy. Far from it. The more money you make, the more the government tries to take from you. People who make poor decisions are the ones who usually get the most perks from the government! I know, I've been on both sides of the fence. We were on welfare growing up and us kids suffered because my mother couldn't get her act together. I vowed that I would never be like her. I graduated college with honors, made good choices, and my husband and I save our money and live an upper middle class lifestyle. It's sad that in our country bad choices are rewarded. Good grief, 50% of people in the US don't pay any taxes!

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Who's fooling who the politicians, the statistics  or are we trying to psych ourselves out.  I use to be what I considered middle class, having 401k adding 2% over my company's matching funds, life and health  insurance, a couple of stocks here and there, if the economy turned downward for what ever reason all i had was in jeopardy in a moments notice and this is with a household of 3 making a little over $60,000.00 annually.  After reading this article once my job was eliminated and me now on disability I see I have been fooling myself for a long time.  Oh I have been to Disneyland but not with $4000.00 to spend not even $2,000.00. I have never been materialist I drive a 2007 american made automobile only buy myself something new maybe every quarter nothing over $100.00 and a child that when she reached 16 found it necessary to get herself a job because she needed thing that I could afford once my husband passed away which left us with an income of only 47,800 yearly Our home was a modest only paying $750.00 no credit cards I did not squander money on things extravagant living or try to live as if i had money i didn't have after my husband passed i did take our daughter shopping more often than usual but again nothing extravagant, sometime we would go on our dirt cheap shopping trips. {that's when we went shopping if it was not on clearance rack  with a coupon or an additional percentage off the sales price it was off limited} with all that being said and nothing going down in price and the are salaries are not keeping up with the economy and many benefits' being taken away we can be middle class today and close to poverty the next, and oh yes I have taken a look at was will not be available to us as reductions in 2013 that will not only hurt the upper class but all classes unless one household combine themselves with a second household a lot of people will be in for a rude awaking when filing there 2013 taxes and trying to make a living and keeping there head above water through 2013.  I am now on disability and finding it hard to get any assistance, I have worked since I was 14 years on legitimate jobs sometimes 2 jobs with an associates degree in money and banking. I have never had any public assistance in my life even when I had a child out of wedlock not a penny.  Why is it now so hard for me to receive assistance I am now a widower and live alone in a 55 and older complex but I still can't  afford the luxury of a vacation and if I save anything or own anything over $5,000.00 dollars I will have to move from here.

Not all people that need assistance are lazy and looking for a handout Like I said I had worked since I was 14 years old and 33 years of my profession am I grouped in with the lazy or unfortunate people people that life of government handouts and is there a way to get around that stereotype.

 

P.S. GOOD LUCK TO ALL OF YOU WHO MAY FIND YOURSELF IN MY PREDICAMENT IN THE FUTURE THE MONEY YOU THINK YOU HAVE FOR THE FUTURE IN THIS ECONOMY DWINDLE SO FAST IT'S SCARY I KNOW I THERE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

signed middle class smitter class {help !!!!!!!!!!!!!!!!!!!!!}

Nov 30, 2012 11:40PM
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WITH THE TAXES THEY TAKE OUT MY CHECK NOW I BARELY CAN MAKE IT AND NOW OBAMA IS RAISING ALL OUR TAXES

WITH HIDDEN TAXES IN OBAMACARE AND ENERGY AND FUEL AND OTHER TAXES! WHY THE HELL SHOULD I KEEP WORKING

TO PAY FOR HIS BIG SOCIALIST GOVT AND OTHERS TO SIT ON THEIR BUTTS WHILE I WORK FOR NOTHING?

Nov 30, 2012 11:40PM
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What separates the middle class from the wealthy is that we are concerned about money.

What separates the middle class from the poor is merely the number of weeks/months we could go without a job.

Yet we feel more kinship with the rich than the poor. Envy sympathy?

Nov 30, 2012 11:37PM
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I was self employed for years barely making it into the middle class twice in ten years. I have a degree and have a high iq but without the economic resources to fund a few different business ventures, I failed. I now work at a factory and am working to pay off my debt from my failed business ventures. I don't blame anyone but myself though. I failed. I own a few rental properties and my tenants live better than I do and they don't have a job. They have a "free" house over their heads, a washer and dryer, a 50 or so inch hdtv and cable. They live way better than I do. I struggle to get by every month. They have all their expenses plus brand new clothes, shoes, and entertainment paid for..... somehow by me and others who are middle class and wealthy. When my mom was a child, her family was pretty much poor. Her mom had TB and her dad was working but was an alcoholic. She lived in a 2 bedroom house with her parents and her 2 brothers and sister. They didn't have seperate rooms. Now an actual family and 3 kids can barely get assistance becuse there are so many women having kids with nonexistent fathers. My mom and dad scraped by for years to put my sister and I through college which we both did but now there are so few decent paying jobs that it was pointless. And we are all taxed and regulated to death that it's almost pontless to even make a decent amount of living which makes me think that my tenants are smarter than I am. Have a bunch of kids and you don't have to work your butt off. The government..... OH Wait   rich people have to take care of you.
Nov 30, 2012 11:27PM
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What is really sad is that between my wife and I we make about 120,000 a year. But with student loans, car payments, day care, mortgage payments plus rising cost we barely make enough to cover the bills.  Just so you know that both vehicles have over  100,000 miles with one of them paid off.  We don't live extravagant and go out to eat but once a month.  My wife's student loan payment is 650 a month for the next 30 years for a job that only pays 36,000 a year.  Talk about a bad investment!!!!!!!!!  I don't see any of that mentioned in this so called middle class debate!!

Nov 30, 2012 11:21PM
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I never shop at Target because they wouldn't allow the Salvation Army bell ringers at their stores here.

I'm retired, kids are grown and gone, don't need college savings.  

Paid for my own education by working hard, while at the same time raising my family.

House paid off 20 years ago.

Living off 30% of my retirement income. 

Have no debts and shop wisely and never use credit cards.

Have excellent healthcare till Obamacare screws it up.

I'm an Independent who will never support Obama and his communist regime.

I am probably in a better position than most people, richer and poorer. 

A lot happier too.

My goal in life is to see the 28th Amendment pass, limiting government.

Where does this put me?

 

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My husband and I fit 4 of them.  I thought we were middle class but according to this we're not that fortunate.  Not having a Target close by I shop at Wal-Mart. He has a secure job but I don't.  We have no health insurance because the premium is too high and the deductible is ridiculously high.  We are strong Republicans because we believe in fewer government handouts, not more, and less government control, not more.  We are slowly saving for a modest retirement, but cannot help our children get an education nor can we afford a week long vacation anywhere.  To us, a vacation is a long weekend at his folks' in another state.   Should I start standing in line for free handouts now?

Nov 30, 2012 10:35PM
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Forget about being middle class, the 1% in this country are selling real Americans out you will all become slaves.

My sons company hires dozens of H1b visa engineers to replace what few American engineers are left after they lay off anyone over 30. I went to visit my son at his office and it seemed like I was in a forgien country, out of 200 or so engineers maybe 12 were Amercians who spoke with no accent. The place was crawling with engineers from India and China.

While our country struggles with 10% unemployment these anti-American companies fire our people and replace them with imported labor all in the name of greed and a bonus for themselves. There was even a video posted on U-tube where a law firm instructed American companies on how to fire their American workers and replace them with imported ones and get away with it.

Recently a law was introduced by the Republicans that would make it legal to import UN-LIMITED H1B visa workers to take what few decent paying jobs this country has left. Now they will not even have to move their operations to a forgien country but can just import the labor directly to take American jobs while enjoying our infrastructure and for the time being stable country.

So forget college, forget a future, learn to speak Chinese and if you are a young female learn to sell yourself because that is the only way young Americans will be able to survive once the Republicans and their 'job creator' too big to fail masters get through with this country.

Nov 30, 2012 10:13PM
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Well, this article shows how stupid the middle class can be if people are saving for their kid's college and going on vacations before saving for their own retirements.
Nov 30, 2012 10:12PM
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my wife and I got food stamps once.16 bucks a month,we said hell with it,it was'nt worth our time to deal with the ignorant fat bitches that work there
Nov 30, 2012 10:11PM
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According to those definitions am middle class.  I lost about half my retirement savings to the recession and a significant illness.  I live very carefully now, don't buy anything on credit, take modest vacations for mental health reasons, and went back to work full time after I retired.  I am in healthcare and have 30+ years of knowledge under my hat.  Good thing they didn't buy my body because it's shot.  I drive a subcompact and live in modest housing.  I hope and pray my money will last as long as I do because I see what happens to the poor elderly population on a daily basis.
Nov 30, 2012 10:06PM
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I consider myself middle class. For me, it is having health insurance, making enough money to pay the bills, having enough in savings to last 6 months if something awful would happen, going out to eat and to a movie once in awhile, taking a vacation every year (not something luxurious...just a week away from the day-to-day), having a decent house (3-2-2), and driving a car that is fairly new. However, all of this is tenuous and could collapse if you have a catastrophic health issue, lose your source of income or some other disaster should befall.
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