10 dog breeds blacklisted by insurers

Fair or not, underwriters have singled out these dogs for special homeowner policy scrutiny.

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Jun 18, 2014 7:29PM
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Blame the owners. Not the breed. Not the dog.
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I have trained dogs many years.  I have seen alpha dogs that are aggressive in all breeds that will protect and dominate.  I have seen poorly trained and socialized dogs in all breeds.  I have worked with mixed breeds and the story was the same.  I was raised with and trained German Shepherds and can say the same thing for them.  I know train and show other herding breeds and can say the same for them.


Most owners do not train their dogs with a professional trainer which is a mistake.  I still train with a professional trainer even though I have trained and showed my own dogs for over thirty years.


Dogs should not be licensed, people should be. 

Jun 18, 2014 8:01PM
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So Basically, any dog that won't fit in your purse.  What a bunch of idiots.
Jun 18, 2014 7:10PM
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Too bad Rotties are on the list, I've had two and there wasn't a "mean bone" in there bodies! But they are big, and they like to use their size to intimidate, but if you take the time to socialize them you have the "town clown" that everybody loves!  ...And you won't have to worry about forgetting to taking them for a walk, they'll remind you on the minute it's normally due!!!


Jun 18, 2014 11:30PM
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Although my personal dogs are German Shepherds and have been for almost 60 years, as a rescue foster, I've housed almost every breed of dog.   Any breed of dog can be vicious, depending on it's lack of socialization, training, etc. or if it has been abused.  The larger the dog, clearly, the more damage it can inflict in those tragic situations.  The problem I usually see is people who get cute fuzzy puppies that grow into large, strong animals and the owner has no clue how to properly raise that animal or worse, want a "muscle dog" because they think it makes them appear tough.  They are in over their head before they realize it and, ultimately, the dog becomes a victim too and loses it's life after the inevitable tragedy occurs.    It takes time, effort, work and money to raise a dog right.  If you cannot do it, don't take on the commitment.  It's not fair to the dog or to anyone who may end up injured due to your inability to handle the animal.    Get educated before you get a dog.  Choose a breed that fits your lifestyle and skill set.  Find a local trainer to assist you in working with your dog.  Feed your dog an appropriate diet, vaccinate, microchip, and spay/neuter.  Practice parasite control.  Be prepared to be there for that dog for at least 15 years and prepared to support and comfort it at the end.  Spend time with your dog, it is not an accessory.  If you are not willing or able to do these things then, please, do not get a dog.  The shelters are overflowing and tens of thousands of "mistakes" are killed each year.  These are not stuffed animals; they are thinking, feeling, living and reactive beings.  If you aren't prepared to invest in your dog the way you would raising a child, you are setting up for tragedy and sadly the dog will pay the highest price of all.
Jun 18, 2014 8:39PM
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Really would like to know who writes these articles ;   #5 Great Dane , " can weigh upwards of 100 lbs " .  NO KIDDING ??!  How about 265 LBS ? Our Dane weighed 100 lbs  at 6 months old , and could stand on his rear legs with his front feet on my shoulders . At 2 1/2 years old he was 265 !   200 pound Great Danes are not uncommon . Even a 100# female is very common , with the males being quite a bit larger . Like ANY breed , it takes proper training to attain the temperament you are looking for , but Great Danes can be a great companion , just like many other large dogs . Little "ankle biters" can sometimes be more of a problem than large dogs (of course , their bite usually isn't as bad as larger dogs), it depends on how you train them and the time you are willing to spend with them .
Jun 18, 2014 9:31PM
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I've owned 14 Rotties in my life and the biggest issue is really small..... small paws, that is! It is painful when these dogs step on your foot! That's a lot of pressure per square inch and it will hurt your toes, too.   I agree with the earlier post: BLAME THE OWNERS, NOT THE BREED. Rotties are intelligent, loyal and loving pets but, yes, some idiot can make a Rottie ( or a Golden Retriever) mean.
Jun 18, 2014 7:32PM
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I owned 4 Rotties and 2 litters of pups all of them were well trained obedient protective and friendly they are truly wonderful friends and companions
Jun 18, 2014 9:27PM
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I have an American pit-bull terrier let me tell you he is a dog all about family. He has never growled or bit me or my family or friends other dogs at the park. The list can go on and on. All my children love him. But that doesn't mean I let him roam the neighborhood when ever he wants to. I am always with my children when they are playing with him. Any dog will bite when annoyed or frustrated. Its the owners responsibility to make sure an attack from any breed never happens. Ive been to the park where tiny little dogs are barking and growling their heads off at my dog. The owners give me dirty looks some even go as far as to pick their dog up and walk way around us. It makes me laugh how they say all pit-bull are monsters, yet its the little dog everyone loves that's acting crazy. My dog just looks at them and moves on without so much as even a whimper.
Jun 18, 2014 9:11PM
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You know, using this logic, you could categorize humans how over time have been more vicious than a dog.  Yes, you can give an example of a dogs bad behavior but humans you can give statistics showing how many per 1000 humans will commit a murder, rape another, beat a spouse, burn a child, shoot a teacher, beat a co-worker, etc... We are happy to label a dog but don't do that to a humans.    Age, Gender, Ethnicity, race, immigrants, Maternal smoking, Bed wetters, alcoholism, drug use, IQ, etc..  All factors in determining criminal activity but we ignore these because it is not politically correct.  Better article would be to show humans that are dangerous.  Chances of being bite by a dog are minimal as compared to being a victim of a violent crime.  (See correlate to criminality Wikipedia)

Jun 18, 2014 8:01PM
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Having owned 3 Rotties, including a top tier Rott, it's sad they make this list.  Problem is...When they do go "bad" from a idiot owner, it's going to cause massive damage and that's gained the attention of media libs that make the animal the issue, not the owner.


FACT is, Cocker Spaniels are more often involved in bites, as are Chihuahua and poodles, but those don't reported due to the impact of bite...


Rotties of ALL listed are not deserving of this horrible status and it's unfortunate I can no longer afford one due insurance agencies, due to a few idiots..

Jun 19, 2014 1:33AM
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Why isn't Kim Kardashian on this list?
Jun 18, 2014 7:16PM
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My husky is a sweetheart. She just happens to kill birds, mice and rabbits that are brazen enough to enter my yard...
Jun 18, 2014 11:18PM
Jun 18, 2014 7:56PM
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   I've had 2 huskies.   Yes they go after cats. squirrels, small dogs that yap annoyed mine but that is the nature of the dog.    It's how you train a dog.    My neighbor has a shitz zo she can't  control the  little sh#% .    A lot of people have dogs and never spend time to teach it , of coarse they don't do any better with there kids.   Like some one once said "  Don't put any time into some thing don't expect  any thing back.
Jun 18, 2014 8:36PM
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I have owned 2 Rotts, a Chihuahua, 2 mutts, and a pomeranian.  There are no bad dogs, just bad owners.  If the dog is treated with love, patience, and trained properly they are not bad.  Many dogs attack if they are threatened, scared, or hurt. It is the responsibility of humans to remember they are animals and for parents to teach children not to pet a strange dog.  Dogs give unconditional love.  My Rott let my 1 yr old grandson pull her mouth and roll on her and never growled.  My daughter's pit lets him ride on her back and pull her ears without growling, so you cannot say they are bad dogs. 

Lumping these breeds into dangerous category is like saying all people with brown eyes are dangerous.  My advice to people who think these breeds are bad is to stay away from them and you have nothing to worry about.  Insurance companies have no business telling me what I can own.  If my dog bites, I am financially responsible.  What is next insurance companies refusing to insure us because we own a gun or have too many children?

Jun 18, 2014 9:49PM
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Not sure if I agree with the German shephards.  I had a female german shephard when I was about  5 or 6 and we kept her for a very long time,  up to may teenage years; a good and sweet dog, very protective of her family, she  stay in the house and outside as well, she was a well trained dog, when she got aggressive, it was only because she needed to.  I was kind of surprised when german shephards made the list, maybe the male dogs are a little bit more aggressive, but overall  german shephards are one of the best dogs for a family you could  ever have. 

 

 

Jun 18, 2014 8:18PM
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It all comes down to the type of people that tend to be attracted to & own some of these breeds. That's why they are known for violence. They are raised to be violent, or not trained & cared for properly in the first place. If golden retrievers had a tough image, and thugs & incompetent dog owners were attracted to them for the same reason they are to some of these breeds, they would have made it on the list too.
Jun 19, 2014 8:44AM
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State Farm Insurance still believes a dog is just a dog until it proves otherwise. Go State Farm!
Jun 18, 2014 9:17PM
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6% of America's dogs are pits. 78% of last year's human fatalities were caused by pits.
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