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Sewer backups can be prevented by adding an sewer check valve which is often overlooked by homeowners. They may be expensive to install in the first place, but once installed they can prevent very expensive damage to your home and belongings.
can some one give info please IF some one dies in your home?
6 things home insurance won't cover . looks like number 7 if some one can help me. my dad past away 5 months ago in state pa .father past in his Owen home and was found 2 weeks later. the ins company covered clean up like 2/3 . than say about 200,000 dollars of my parents stuff was all put in a 40 yarder and no even toke inventory of stuff no pics nothing . the cleaning crew was joke broke stuff lawn damage ect .the ins company will not even fix window where my father was taken out of house . paid his ins on time in full every year to just get screwed ????????? saying if house was say fire damage yes wind snow , I seem not to get no answers from ins company and I cant find a lawyer in such small town. so looks like if you die in your owen home ins will not cover you is this true. ins company will not send me a true copy to my dads ins and lawyer of estate has no copy so hows does the layer know whats covered. I fell like its small town and lawyer and ins company are doing fraud. mothers rings missing ect
I pay about three thousand and another two thousand in riders. I never put in a claim but thanks to my neighbors that live one mile from my property line who puts in claim after claim my premiums go up year after year.
....the problem with any ins today, is that you have to be a lawyer to comprehend any of it...and that is when you realize that the only real thing ins covers, is a plain ole house fire.....
my homeowners head office insisted we needed flood insurance when they noticed our town is bordered by a river. The streets that run parallel to the river are numbered, starting with 1st Ave, and we live on 4th. Told them to check with the local office because maps don't show that there is a huge hill on which our town is built!! Even in 1972 when Hurrican Agnes came through and the river flooded way past flood stage, the water all went to the opposite side. Told them that if we got flooded by river water Noah had better be outside with his Ark!!! They finally believed me when they went to Google Earth maps!! lol
Yet, just another way someone sucks the life out of me.
Now she has passed away and everything I find about whose responsibility it is to cut back trees is contradictory. Also, I don't have the money to cut back these trees which now tower over my roof and are starting to raise the rain gutters (I'm doing what I can to fix that but I'm disabled and it's very hard).
The damage is done. My floor (a concrete slab) is in two pieces. And I don't know what to do.
....plus that 17 trillion dollar deficit that has to be paid back sometime.....
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