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Retire if you can but don't expect the government to help you out . They can't even balance a budget. Why would the American people expect there to be retirement fund left to draw off of. I know it is hard and the economy sucks but everyone still buys the cheapest foreign made products available . This country was known for it's American know how and adaptability. If you can't find what your looking for made in the USA then get creative and make it yourself.
ALSO at the end of the week pay yourself first 10% of your earnings. After all you are the one that got up and went to work not the government officials running this country.
One more thing. If you don't like the way the government is handling things run for office. your background might not be the cleanest but take a good look at the officials running this country.
From Job number 1. Live on half your income and save the other half for your entire life. Stay out of debt. Goal. Own home, cars, antiques free and clear. Invest in your employment stock, a hobby that makes money. Save save save. Savings is your freedom to retire.
Life is making mistakes and learning from it! A stupid person keeps making the same mistake. Live within your means. Be creative and save at least 10% of your income early on. What financial advisor can not agree with that?
And----Who is advertising here? (Greedy "investment training" here) I mean if it was not for investing in 401 and other retirement funds I would actually have had about 2.5 times more in my account counting the last 14 Years---
And as far as Medicare/SS, I and my employer (mostly me) paid 1.260.000 Dollars for those two items adjusted for inflation and paid Fed interest rate charged to banks, the Feds loaning the banks my money--So why on earth should I worry--or is this country actually really like Greece or Portugal---The answer is close being Yes. Regular people are the ones shouldering the Bushy fiascoes/rip offs.
And I now am forced to pay 1500 Dollars a year in "Medicare" ins, even though I paid a fortune already and never collected a dime (no, not even one penny).
PS the 1500 is about the amounts they are going to charge individuals for Obamas care--so did I really enjoy the moon rockets that much? (my money stolen paid for it, me being forced to pay under threat of jail?--No I did not enjoy those rockets and I am a major scientist.
I also paid just about 1 million Dollars in life medical insurance--and I have collected in my entire life time 1133 Dollars--So who is it that really steel our money? aside from the government, and where is it going? I mean is it the warzones we have or the big ships in Miami harbor after the got rich making weapons, or is it just for the castles in Palm Beach, or is it like Romney gone to Cayman Islands?
USA wake up, and stop being fooled, will you? Please?
I can promise you one thing. Pres. Barry Borrock Soetoro Hussein Osama will try in every way conceivable to get his (the government's) hands on it. Hussein believes in that 'distribute the wealth' thing. He wants to take your retirement savings, and give your retirement money to those lazy, worthless, meaningless, non-contributing obamamites. Pres. Osama is all about "The Transformation of America". His "Audacity of Hope" does not include you having a happy retirement.... that, I can assure you. His philosophy is that someone has to support all of the the lazy, non-working, moochers, ......... and that 'someone' is you and me.
Retire with a monthly pension and don't touch the investments was our goal. Good thing cause fixed rate investment are 4% to 5% . Not sure how middle class people with only a 401K and full SS benefits can retire with less than $1.5 million . That does not include the house. Better start saving earkly and never loss your employment along the way.
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Equities indices started the day with modest gains and spent the first two hours of action in the neighborhood of their flat lines. Although the early trade lacked clear sector leadership, that could have been overlooked due to the strength among heavily-weighted sectors like health care (-0.3%), ... More
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