6 steps to a foolproof retirement portfolio

A close examination and rebalancing of your nest egg can help ensure you don't miss out on profits -- and protect you from being bitten by bear market volatility.

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20Comments
Aug 31, 2014 8:07AM
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Vote for people who do not advocate spending hundreds of billions per year for "foreign aid" and "global defense".

Vote for people who truly want to invest in the U.S. (education, jobs, infrastructure), not those that are obsessed with "global economy", "free trade" - especially with communist china, NAFTA, and other trade deals that favor job growth in other countries vs. the U.S.

The U.S. economy is driven (70-80%) by consumer spending - this requires JOBS.  Job growth requires spending on U.S. education, training, and jobs incentives.  Job growth depends on a strong infrastructure (transportation, communication, utilities, etc.).

The U.S. can easily be the superior economy in the world, IF our elected "representatives" FOCUS on the U.S., NOT the globe.  Iraq is the poster child for this - TRILLIONS spent there, the result is anarchy and chaos (which unfortunately is what democracy looks like in the Middle East).


Aug 31, 2014 8:01AM
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Real estate, save and pay cash.  10% return on my six rentals.  Also carry no debt.
Aug 31, 2014 11:29AM
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It says 60% stocks?Then the next one says go in Equities strong.It's contracting.I don't hardly have bonds.Interest is to low.I'm heavy into dividend paying stocks.It works for me
Aug 31, 2014 3:29PM
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There's no such thing as a sure thing.
Aug 31, 2014 11:13AM
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To keep from being "...bitten by the bear market volatility..." - don't

invest in the markets - invest in yourself!

Sep 1, 2014 2:53PM
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A certain group of people, have big plans for your retirement savings. Cost of assisted living facility in this area, in the last ten years, has risen from $1500.00 a month to $5.000 per month. Assisted living consists of providing a bed for you to sleep in, three cheap food meals a day, and a LPN, to be sure you take your pills, when you are supposed to take them. They do provide a large screen tv, for you and other people to watch. Very nice of them, Snicker. Few employees that work in these facilities, other than the LPN, are making not much over minimum wage, to assure the owners of maximum profit. When patients are drained out of all of there money, which doesn't take long for the average person, medicaid kicks in.  The above IMO, is legalized robbery.
Aug 31, 2014 2:38PM
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Well, the main item is to stay away from all investment firms that are owned & operated by a republican. They will steal all of your money quicker than a hungry seagull. If you plan to invest, simply ask. If they claim to be republican, simply move on. Also, you will be getting the "scam" phone calls from them , so simply screen the calls and move on. Good luck and remember to vote out ALL worthless republicans. At the rate they're all being investigated and indicted like Perry & Abbott for stealing Cancer Federation Funding money , we may not have to, but vote anyway.
Aug 31, 2014 1:22PM
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The following is actually in response to Army71. Retirement need by my wife and I is about $100,000 a year to live like we did before retiring. We will generate this year $65,000 in portfolio income, $44,600 in SS and bank interest of about $6.50. Since 1967 we had diversified and continued to invest until we retired at 55. We built our 4000 SF dream home after raising four very successful children at 62 years old with a very affordable mortgage. We each drive comparatively newer vehicles. Either vacation with family or friends 4-5 times a year. Have friends and relatives visit for a week to a month because with 5 bedrooms and 4 bathrooms we have plenty of room and a heated diving pool. Paying taxes is OK with us because we have the income to pay them and pay them gladly for all the services we receive from the government. Mainly the dumbocrat programs of SS and Medicare. According to our trust attorney we are in the 2% of Americans income. We always vote dumbocrat, were educated in the Northeast and sent our kids to college in the Northeast. Yup, you are so right the Republicans care about education, the elderly, immigration and woman's rights. How in hell did we miss that?
Aug 31, 2014 11:55AM
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The Republican plan for the retirement of the middle class, its called the 44Magnum retirement plan coming soon to your office.


Face it if you are 40+ you are a liability, and old middle class Americans are replaced daily by imported H1B visa holders brought in by the Republican party to destroy this country while the owners of the Republican party get all that wealth re-distribution from the former middle class.


Half of the kids in this country who graduate with degrees in Engineering and Computer Science can not get a job in their fields yet the anti-American Republican party is trying to remove the cap on H1B visa holders by saying their is a 'shortage' of people in this country with those exact degrees.


My teacher says a middle class person voting Republican is like a chicken voting for Colonel Sanders now I see why he says that.

 

Aug 31, 2014 8:46AM
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1. Get rid of that money pit house, it is eating you alive.

2. Move out of that big blue Dumbocrat voting state, the single moms and her kids, and the lack of public service worker union members. Lead by the teachers(who are still on summer break) will never have enough of your hard earned money.

3. Move to a warm Red State

4. Never and I mean ever vote for a Dumbocrat. Hear me Florida!

5. Never fail for the lie we need more teachers to make your kids smarter, more cops to make you safer.

6. Review all of the above 5, and see you at the pool! Traded in the tax hell single moms, teacher leeching state of NY for Florida. So can you but never forget why you are here.

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