Previous fraud prompts IRS to require paper documents to claim home buyer tax credit, which will delay refunds.
Anybody who earned wages needs to file this form, or risk paying too much in taxes.
Reform proposals would give agency significant responsibility.
Installation of some improvements is included, but for other upgrades, you get credit only for material.
New rules, which start next year, may help weed out the crooks.
But the unlimited exclusion is likely to end this year, and the tax will stay alive.
This complex set of rules changes too often.
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Chipotle is an extremely well-run company in the midst of robust growth. But its stock, like Wal-Mart's a decade ago, may nonetheless be hitting its peak.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Even when they have a plan for their refund check from Uncle Sam, Americans often don't realize how they actually spend the windfall.
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