The bipartisan proposal would make borrowing harder but repayment easier.
Nearly one-fifth of full-time employed Americans have raided retirement accounts in the past year to cover emergencies, according to a national survey.
The higher contribution limits make this plan an excellent retirement savings option, and it's easy to set up.
It's a lot easier if you begin preparing years ahead, but it can be done even if you don't start saving until you are 50.
There are lots of reasons why you shouldn't do this, but let's consider the other side of the argument.
The GAO recommends changes to ensure that millions of savers' funds are protected.
Here are some common-sense notions to keep in mind when it seems like the sky is falling on your golden years.
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Low interest rates are supposed to get money circulating, but instead investors are hoarding cash.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
'We are sitting ourselves to death,' a doctor says in a new book, and obesity isn't the only risk.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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