If you didn't opt in for the service, your bank can no longer charge you a hefty fee. Instead, your debit card will be declined.
Prepaid cards are a secure way to access your vacation funds, but watch out for fees and restrictions.
Ohio bank will send e-mail or text and give customers one business day to make a deposit.
If you don't opt in, your debit card could be declined if you're out of money. But you won't pay a bank fee.
Wells Fargo is ordered to return $200 million in overdraft fees a federal judge says were obtained through deceptive manipulation.
A survey shows that most bank customers will not opt in for so-called overdraft protection.
As technology gets more advanced, so do the crooks who are trying to take advantage of it. And, in turn, us.
Most people don't overdraw their bank accounts, so why should they sign up for overdraft protection?
VIDEO ON MSN MONEY
DATA PROVIDERS
Copyright © 2013 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
TOP STOCKS
Plus, after much ado, Softbank is oh-so-close to acquiring Sprint.
MARKET DISPATCHES
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
FRUGAL COOL
Starting Monday, this site is joining forces with MSN Money Smart Spending. Here's why.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
SMART SPENDING
Those shackled with student loan debt are increasingly being targeted by scams and shady companies promising relief.
SMART TAXES
The IRS is struggling to combat identify thieves who file fraudulent tax returns in the names of older residents who don't need to file.
