Start with the merchant to find satisfaction, and then escalate if that doesn't work.
If you decide to keep the card, here's a hack for fulfilling the requirement and avoiding an annual fee.
Here's how the IRS picks tax returns to examine more closely.
The best way is to avoid the post office and print postage at home. Here's how it works.
Some employers offer them as a benefit, but are you better off with a la carte?
When you consider the time, money and risk involved, the stock market seems preferable.
Getting a new card dropped his wife's credit score by 14 points.
VIDEO ON MSN MONEY
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The apparel chain takes a hard hit after blaming the weather for its quarterly sales decline. But cold temperatures don't explain the drop in full-year sales as well.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Even when they have a plan for their refund check from Uncle Sam, Americans often don't realize how they actually spend the windfall.
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