Goldman downgrades Philip Morris, while CIBC upgrades Potash Corp.
The timing of the Costa Concordia disaster could not be worse, as many cruises are booked at this time of year.
Oracle is downgraded to 'hold,' while GM and Ford are initiated with a 'buy.'
Safeway is initiated with a 'sell,' while Carnival is upgraded.
VIDEO ON MSN MONEY
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The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
If you worry about money after the streetlights come on, these actions may help you rest easier.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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