Millions of Americans are doing it.
The two obvious choices are to trim benefits and/or increase taxes, but there are still tough decisions to make.
Nearly all their anticipated safety nets have developed gaping holes, and few have saved enough.
The furlough of government employees would cause some pain, particularly to those 800,000 who would have to go without a paycheck.
Workers will have to use online tools to review annual tax and earnings records.
A wallet company reprinted a secretary's Social Security number on a sample card inserted into one of its products. More than 40,000 people later claimed the number as their own.
Get on Twitter and make sure you're following these five types of people who tweet about retirement.
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In this installment of Investor Beat: Best Buy and HHGregg fight to stay alive. And shares of Dow component Home Depot hit an all-time high.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
The IRS is struggling to combat identify thieves who file fraudulent tax returns in the names of older residents who don't need to file.