Millions of Americans are doing it.
The two obvious choices are to trim benefits and/or increase taxes, but there are still tough decisions to make.
Nearly all their anticipated safety nets have developed gaping holes, and few have saved enough.
The furlough of government employees would cause some pain, particularly to those 800,000 who would have to go without a paycheck.
Workers will have to use online tools to review annual tax and earnings records.
A wallet company reprinted a secretary's Social Security number on a sample card inserted into one of its products. More than 40,000 people later claimed the number as their own.
Get on Twitter and make sure you're following these five types of people who tweet about retirement.
Rather than increase their retirement savings once the kids are gone, many people live it up.
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