Investors await the Federal Reserve policy decision and more key quarterly results.
The rite of passage has become a financial hurdle, costing $1,139 on average, and poorer families spend the most.
MasterCard is downgraded to 'neutral,' and Nike is initiated with a 'neutral.'
The government has been borrowing money on the cheap and lending it out at a premium, reaping huge profits.
SunPower is initiated with an 'outperform,' and Deutsche Bank is downgraded to 'sell.'
It costs less to increase a customer's loyalty than to get a new one. MasterCard has done this to gain big profits -- and an edge over rival Visa.
Both Office Max and Office Depot are downgraded to 'neutral.'
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