For instance, 10% of recent graduates of four-year colleges have monthly student loan payments that exceed 25% of their income.
Allowing Americans to wipe out some student debt by filing for bankruptcy will do little to help most families.
Some are still paying off their college loans, but a growing number of parents are saddled with student loans they took out to pay their kids' tuition.
Although Congress has kept the interest on new subsidized Stafford loans at 3.4%, other changes have made federal student loans more costly.
A surge in financial aid backed by Washington could be pushing tuition through the roof.
A father co-signed for the private student loans, but now he can't find out who owns the loans and exactly how much they are.
A recent grad who paid for her entire college education with grants and scholarships shares her secrets.
VIDEO ON MSN MONEY
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The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
If you worry about money after the streetlights come on, these actions may help you rest easier.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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