Cash advances come with several catches, including a fee.
But it is important that you get the basics right.
Why worry about thieves? Your fraud liability is zero.
Lenders are likely to issue fewer credit cards and charge more.
How does applying for a balance-transfer card affect your credit rating?
They're not supposed to have a minimum-purchase requirement, but you can see why they'd want to.
A backup can be a lifesaver in an emergency.
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MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
The IRS is struggling to combat identify thieves who file fraudulent tax returns in the names of older residents who don't need to file.