Use Congress' sometimes-ignored pay-as-you-go rule in your own home.
If you have high-interest credit card debt, that sandwich you charge costs more than you think.
Closing the account probably won't do much damage, but the devil is in the details.
Citibank now wants a big fat annual fee, but dropping that credit card will damage her credit score.
It can be done, although it's not the best route for everyone.
Writing new laws to change the way things work is much more challenging than it seems.
Start with the merchant to find satisfaction, and then escalate if that doesn't work.
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The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
If you worry about money after the streetlights come on, these actions may help you rest easier.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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