One can help you rebuild a damaged credit score. The other generally can't.
It's really difficult to earn the worst possible FICO score, requiring a perfect storm of bad luck and bad decisions.
New websites will report your rent-payment history to the credit bureaus for a fee. Paying rent on time could lead to higher scores.
After you've built excellent credit scores is one of them.
If you're thinking about buying a home, these 3 steps can improve your chances for getting a low interest rate.
If you want to have high credit scores -- which can mean lower loan rates -- then you'll need to do some things that don't sound quite right at first.
That depends on which credit score you're looking at. Here are the possibilities.
VIDEO ON MSN MONEY
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A light news day combined with heavy technicals weighed on the market.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Buy a new refrigerator, and you could see your utility bills drop because of new energy-efficiency standards.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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