Some people care nothing about their credit scores because they live debt-free and never plan to borrow money again. Could you pull it off?
Many people are confused about who keeps track of your credit history and what they do with that information.
A new survey also says 32% of Americans think homeowners should be able to strategically default on their mortgages without facing consequences.
As consumers become more savvy about their scores, it may be time to look instead at the underlying factors that go into them.
A rent-to-own plan is an expensive alternative for people with bad credit, and it won't help them improve their scores.
There are times when it's worth a hit to your credit scores to tell a card issuer you don't want to do business with them anymore.
If you want to be technical about it, you don't really have a credit report on file with the credit reporting agencies to begin with.
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