Those data breaches you read about can give identity thieves all the information needed to establish service with your name on it. It's one more reason to check your credit report.
The writing is on the 'wall' - financial agencies may soon be using your online presence to help determine your credit worthiness.
What you think you know about credit might well be wrong. Watch our latest Undercover Secrets video and learn the truth about credit.
Sometimes the easiest way to pay isn't necessarily the smartest. Here are 3 times when taking out a loan makes more sense than using a credit card to pay a big bill.
When you freeze your credit, identity thieves can't take out loans in your name. But it's a drastic move. Is it right for you?
You don't have to be looking to take out a mortgage or apply for a credit card for good credit to be important -- and it's worth your time to monitor it.
You could get turned down for your 'preapproved' credit card, and you might get a lower interest rate if you shop around on your own.
VIDEO ON MSN MONEY
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Bill Stiritz owns more than 5% of the company, and has experienced an estimated $145 million in paper losses on his investment.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Buy a new refrigerator, and you could see your utility bills drop because of new energy-efficiency standards.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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