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Mar 21, 2013 2:06PM on Smart SpendingBy MSN Money Partner

There's no need to waste your time -- and some short-term damage to your credit score -- by applying for a credit card offer that's out of your league.

Mar 20, 2013 7:13PM on Smart SpendingBy MSN Money Partner

How much will a late payment affect your credit scores? Here are the factors to keep in mind.

Mar 6, 2013 7:08PM on Smart SpendingBy MSN Money Partner

A good credit rating is a real asset in your financial life. Here's how to get off to a great start.

Feb 25, 2013 11:43AM on Smart SpendingBy MSN Money Partner

It's possible for a credit score near 600 to join the 700-plus club in a couple of years.

Feb 14, 2013 11:06AM on Smart SpendingBy Stacy Johnson

There's nothing a company can do to repair your credit that you can't do yourself. Here are 4 simple -- and free -- steps to improving your credit.

Feb 12, 2013 12:21PM on Smart SpendingBy MSN Money Partner

A new FTC study and a recent segment on '60 Minutes' have many wondering if their credit reports contain errors that can damage their credit and whether those errors can be fixed.

Feb 11, 2013 3:58PM on Smart SpendingBy MSN Money Partner

A new federal study shows that credit reports -- so important in our financial lives -- are far from infallible. Here's how to fix the mistakes.

Feb 5, 2013 11:31AM on Smart SpendingBy MSN Money Partner

If you can't afford to pay your taxes or take out a loan in anticipation of your refund, your credit scores could suffer. And beware tax-related ID theft.

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