Many people are confused about who keeps track of your credit history and what they do with that information.
As consumers become more savvy about their scores, it may be time to look instead at the underlying factors that go into them.
Immediate damage to your scores can be substantial. It's yet another reason to monitor your reports.
If you want to be technical about it, you don't really have a credit report on file with the credit reporting agencies to begin with.
Using a credit card for all of your expenses in an effort to get the most rewards could reduce your credit scores.
Errors can be costly and difficult to dispute. A federal agency plans to write new rules to protect consumers.
Is it smarter to pay off your entire credit card balance every month -- or does it help your credit score to carry a small balance?
VIDEO ON MSN MONEY
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
Serious issues like drought and the deterioration of the developed world spell opportunity for this industry leader.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Saving just a single month of expenses may take longer than you think. See how your savings rate affects how quickly you can build a solid emergency fund.
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'