Your credit rating may be deeply damaged, but it's not beyond repair.
A proposal to loosen rules would allow stay-at-home spouses to obtain their own credit cards, but critics say the move could have negative consequences.
Some people care nothing about their credit scores because they live debt-free and never plan to borrow money again. Could you pull it off?
Many people are confused about who keeps track of your credit history and what they do with that information.
As consumers become more savvy about their scores, it may be time to look instead at the underlying factors that go into them.
Immediate damage to your scores can be substantial. It's yet another reason to monitor your reports.
If you want to be technical about it, you don't really have a credit report on file with the credit reporting agencies to begin with.
VIDEO ON MSN MONEY
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The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
If you worry about money after the streetlights come on, these actions may help you rest easier.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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