One benefit of the financial crisis is that people have become more knowledgeable about credit reports and credit scores. But some false beliefs persist.
Informing the 3 major credit bureaus about a death in the family can help prevent identity theft.
She cannot get a bank account, and her application for a secured credit card was turned down.
It used to be that the only thing a bank or other potential lender would look at before deciding whether to offer you credit was your credit report and score. Not anymore.
A debt collector is dinging customers' credit over unpaid late fees, which many say they don't owe. Montana has sued, and Kansas calls the effort a 'possible scam.'
When it comes to maintaining your score, diligence pays off -- because lots of people are looking.
There's no proven link between credit histories and insurance claims, and insurance scoring often can be random and unfair. It's time to limit the practice.
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