FICO calls them 'damage points,' and, boy, can they pull down your credit score.
More than 1 in 3 mortgage applications don't result in loans. Here's how to make sure yours does.
Walking away from your agreements when you have the capacity to fulfill them is morally wrong, akin to lying.
About 50 million American adults don't have enough credit data to generate a regular credit score.
How do you balance the fact that both partners are adults but also recognize that sometimes people need help?
The company behind FreeCreditReport.com has devised a clever way to avoid having to steer customers to the one site where free credit reports have no strings attached.
If you believe that carrying a balance is good for your credit score or that bankruptcy will eliminate student loans, keep reading.
Closing the account probably won't do much damage, but the devil is in the details.
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