He says he's never missed a payment in his life, and that his credit score is a very respectable 790.
Potential employers can pull your credit report, with your permission. Declining can raise red flags.
If you have lousy credit or no credit history, a secured credit card can help you boost your credit scores.
You've seen the ads guaranteeing to erase your bad credit history. Are these people for real, and are they worth it?
Credit scores and access to credit should improve this year. And expect your bank to push prepaid cards.
It has some nice features, but consumers who opt for a prepaid card could do better elsewhere.
They're banking on subprime and deep subprime borrowers for new business.
VIDEO ON MSN MONEY
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The apparel chain takes a hard hit after blaming the weather for its quarterly sales decline. But cold temperatures don't explain the drop in full-year sales as well.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Even when they have a plan for their refund check from Uncle Sam, Americans often don't realize how they actually spend the windfall.
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