Despite having plenty of debt, Americans don't really understand how credit ratings are calculated or what they mean.
Now that you're in the real world, there's a very important number you need to learn about: Your credit score.
Meanwhile, the number of people with the worst possible credit scores has dropped, FICO says.
A new report on the accidental blending of credit reports by reporting agencies identifies the most likely victims.
More people are making their loan payments on time, which should have a positive effect.
You already know it's not a good idea to stiff Uncle Sam. How much impact can it have on your credit score?
Declaring bankruptcy may lower your credit score, but here are some practical steps you can take to repair it.
VIDEO ON MSN MONEY
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A light news day combined with heavy technicals weighed on the market.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Buy a new refrigerator, and you could see your utility bills drop because of new energy-efficiency standards.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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