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Jan 18, 2012 2:58PM on Smart SpendingBy MSN Money Partner

Here are the things to ask yourself before you apply for a new piece of plastic to ensure that you get the right card for your needs.

Jan 12, 2012 11:45AM on Smart SpendingBy MSN Money Partner

It's part of a scheme to get you to pay off debt after your legal obligation to do so has expired. Don't fall for this.

Jan 11, 2012 3:21PM on Smart SpendingBy MSN Money Partner

Meanwhile, the number of people filing for bankruptcy fell sharply. Don't count on that to last.

Jan 10, 2012 7:33PM on Smart SpendingBy MSN Money Partner

It doesn't have to mean you spurn all of life's conveniences.

Jan 10, 2012 5:40PM on Smart SpendingBy MSN Money Partner

Rewards and sign-up bonuses are downright attractive. However, interest rates on credit cards are on the rise.

Jan 5, 2012 6:58PM on Smart SpendingBy MSN Money Partner

Checks are finally being mailed to millions of credit card holders as a result of class-action settlement. Don't toss it.

Dec 28, 2011 6:47PM on Smart SpendingBy MSN Money Partner

If you have excellent credit, ask for a lower rate on your credit card. If you don't, start by building a higher credit score.

Dec 15, 2011 9:12AM on Smart SpendingBy MSN Money Partner

Your credit card company isn't doing you any favors by allowing you to make only a small monthly payment.

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