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Dec 28, 2011 6:47PM on Smart SpendingBy MSN Money Partner

If you have excellent credit, ask for a lower rate on your credit card. If you don't, start by building a higher credit score.

Dec 15, 2011 9:12AM on Smart SpendingBy MSN Money Partner

Your credit card company isn't doing you any favors by allowing you to make only a small monthly payment.

Dec 8, 2011 3:57PM on Smart SpendingBy MSN Money Partner

This isn't really sticking it to the banks. In fact, many banks will profit from the influx of new transfers from the elite group of borrowers who will qualify for the offers.

Dec 8, 2011 1:32PM on Smart SpendingBy MSN Money Partner

The Consumer Financial Protection Bureau is testing a form that explains in plain language what customers are signing up for.

Nov 30, 2011 11:23AM on Smart SpendingBy MSN Money Partner

Not having any change for a donation won't work as an excuse anymore in some major cities.

Nov 17, 2011 7:47PM on Smart SpendingBy MSN Money Partner

A better credit scores can improve your financial future. Do you know how to improve your scores?

Nov 11, 2011 1:31PM on Smart SpendingBy MSN Money Partner

You can avoid a horror-movie ending for your credit rating by avoiding these menacing credit-score-damaging monsters.

Nov 9, 2011 11:55AM on Smart SpendingBy Stacy Johnson

Some people believe everything from where they live to the color of their skin affects their credit score. Here's what influences scores, what doesn't, and what you can do to improve yours.

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